changlvke33

one day, we all want to retire. after working for most of our lives, we imagine a time we can stop working and have choices in how we spend our time. because we are all living longer than before, it's going to take even more money to support our retirement.the secret to a financially secure retirement is to start saving now.this is saving for retirement in plain english.
let's meet two retirees make our first point. this is Simon. he and his wife worked hard to support their family and now they're retired.they are happy, but fell insecure about money.and an unexpected expense could put them in debt. to help, Simon has a part time job at a hardware store.he prefer to be fishing or playing with his grandkids, but he doesn't have a choice.

next, let's meet Caroline. like Simon, she and her husband worked to support their family and now they're retired.they live a relatively carefree live. they travel, spend a lot of time with family, and don't worry to much about money.


both Simon and Caroline have a long life ahead them, but Caroline and her husband learned early in life that saving a lit bit of money over a long time could make sure that they retire comfortably.this wasn't case for Simon and his wife. they started saving too late.

to retire like Caroline, the first step is under standing how to save for retirement. the basic idea is to start saving now and save as much as possible over the long term. to start, you'll need a place to save it. it's usually called retirement account and two examples are 410Ks and IRAs. many employers offer a 410K program, or you can open an IRA yourself. once you have a account, you add a little bit of your income to it on a regular basis, so the money you contribute over the years plus what it earns creates a fund , that's ready to support your retirement.these account are meant for a lifetime of saving, so don't plan on touching it until retirement.


to get an account started, you'll work with a representative to decide on an amount that you can contribute to the account with each paycheck.this way you don't have to think about it. your retirement account grows automatically as long as you have income.and some employers even offer to contribute to your account too. that's free retirement money that will buy a lot of maitais. and remember, you have to pay tax on your income.bu contributing part of your income to a retirement account, there's less income that's taxable with each paycheck.


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极爱

One day we all want to retire. After working for most of our lives, we imagine the retirement we can stop working and have choices on how we spend time. Because of all living longer than ever before, it's going to take even more money to support our retirement. The secret to a financially secure retirement is start saving now. This is a saving for retirement in plain English.
Let's meet two retire .... make the first point.
This is Simon. He and his wife were tough to support the family and now they are retired. They are happy, but feel insecure about money. Another they expect .....  could .... them dead. To help, Simon has a part-time job at hardware store. He preferred to be fishing, a playing with his grandkids, but he isn't have a choice.
Next, let's meet C....
Like Simon, she and her husband work to support their family and now they are retired. They live relatively care-free life. They travel, spend a lot time with family, and don't worry too much about money. But Simon and C... have a long life ....  C... and her husband learned earlier in life, that's saving a little bit of money over a long time, could make sure their .... retire comfortbly. This wasn't the case for Simon and his wife. They started saving too late.
To retire like C...., the first step is understanding how to save for retirement. The basic idea is to start saving now and save as much as possible over the long term. To start, you need to a place to save it. It's usually called the retirement account, and two examples are 401-Ks and IRAs. Many employers offer a 401-K program, or you can open an IRA yourself. Once you have an account, you have a little bit en..... to a regular spaces, so the money you can .... over the years, plus what it earns, creates a fund, that try to support your retirement.
These accounts are main for the lifetime savings, so don't plan and touch them until the retirement. Together the account started, you work ... representive to the side on ... the mountain, that you can contribute to.... with each paycheck.
This way, you don't have to think about it. Your retirement account goes automatically as long as you have income. And some employers even offer to contribute your account, too. That's free retirement money that would buy a lot of my times.
And remember, you have to pay tax on your income, like attributing part of your income to the retirement account. There is less than ..... taxable with each paycheck. The money in these accounts are usually invest start.
This post was generated by put listening repetition system,  Check the original dictation thread!