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[I&A] 【整理】2009-03-28:'美国人重新学储蓄'

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[I&A] 【整理】2009-03-28:'美国人重新学储蓄'

In and Around News

In and Around News 2009-03-28:'美国人重新学储蓄'






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节目介绍:

节目名称:In and Around News.

节目内容及特色:
各大媒体对于时事的评论,新闻发生的背景介绍,领导人的现场讲话,相关事件的新闻发布会等。其目的之一就是给大家深入介绍新闻台前幕后的故事。同时这些材料里的语言和一般的新闻语言有所不同,它们从词汇上,句法上,逻辑上,语音上,语调上都会给大家一个扩展的空间,相信这些对英语学习者视野的拓展和水平的提高是颇有益处的。

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【整理】I&A 2009-3-28 【整理人】playstation

Alina Ferguson saved up for a "Rainy Day". It's been several stormy months. She's been out of work and looking for a job since May. Fortunately she had 2 months worth of expenses saved. If you make $40,000 a year, financial experts say you should have 3-6 months of paychecks saved. After taxes, that's between $7,000 and $14,000.

 

 "Yeah, the way you should think about it is 6 months of your total income." Money manager Wade Slome gave us his two sense about the best way to start saving.

 

"Spend less than is coming in the door, and that'll give them discretionary savings that they can put into their IRA- their Individual Retirement Account, in that way you're effectively getting free money from the government in the form of a tax deduction."

 

Last year the average American saved one penny for every hundred dollars they earned. This year, they are saving even more, $5 for every hundred. But financial advisers say that's still not enough.

 

They recommend that you don't stop investing in your 401k, consider opening a home equity line of credit, have money directly deposited from your paycheck into a savings account each month, renegotiate your premiums for home, life, auto, and health insurance, and watch your fiscal diet.

 

"I mean, eating out less, buying more private label goods, I mean even pulling out the scissors and clipping coupons."

 

Or you could be like Alina Ferguson, "You have to take your cuts out of your entertainment budget," prudent with her pennies and her common sense.

 

Lindsey Davis, ABC News.


p.s

401k: a retirement account to which employee and employer contribute, on which taxes are deferred until withdrawal, and for which the employee usually selects the types of investments

IRA:(Individual Retirement Accounta retirement savings account in which income taxes on certain deposits and on all gains are deferred until withdrawals are made.


[ 本帖最后由 playstation 于 2009-3-31 08:28 编辑 ]

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homework

Alina Focuson saved up for rainy day. It’s been several storming months. She’s been out of work looking for a job since May. Fortunately, she has two months works expense saved. If you make 14,000 dollars a year, finical expert says you should have three to six months of pay check saved, after tax that is between 7,000 and 14,000 dollars.

“Yeah, the way you should think about it is six months of your totally income.”

Money manager, Wayn Smong, gives us his two cents about the best way to start saving.

 “Spend the last than it is coming in door, and that will give them discretional saving that they can put into their IRA, their individual retirement account, and that way you are effective getting free money from the government and in the form of tax deduction.”

Last year, the average American saved on penny for every hundred dollar there. This year, they are saving even more, five dollars for every hundred.

The finical advisers say that still, not enough.

 They recommend that you don’t stop investing in your 401K. Consider opening the home equity line of credit. Having money directly deposited from your pay check into saving account each month. Re-negotiating your premium from home, life, auto, and health insurance and watch your physical diet.

“I mean, eating now less, buying more private labor goods, and even pulling out the scissor and clipping coupons. “

Or you could be like Alina Focuso.

“You have to take your cat out of the entertainment budget.” Put in with her penny and her common sense.

Liny Daveas. ABC news.
1

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  • playstation

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on风信子1111

看来不睡觉的人还真不少....

 

Aliena Ferguson saved up for a rainy day. It’s been several storming months. She’s been out of work looking for a job since May. Fortunately, she has two months works expense saved. If you make 14,000 dollars a year, finical expert says you should have three to six months of paycheck saved, after tax that is between 7,000 and 14,000 dollars.

“Yeah, the way you should think about it is six months of your total income.”

Money manager, Wayn Smong, gives us his two sense about the best way to start saving.

 “Spend less than it is coming in door, and that will give them discretional savings that they can put into their IRA, their individual retirement account, and that way you are effective getting free money from the government and in the form of tax deduction.”

Last year, the average American saved on penny for every hundred dollar there. This year, they are saving even more, five dollars for every hundred.

The finical advisers say that's still, not enough.

 They recommend that you don’t stop investing in your 401K. Consider opening the home equity line of credit. Having money directly deposited from your paycheck into savings account each month. Re-negotiating your premiums from home, life, auto, and health insurance and watch your fiscal diet.

“I mean, eating now less, buying more private labor goods, I mean even pulling out the scissor and clipping coupons. “

Or you could be like Aliena Ferguson.

“You have to take cuts of your entertainment budget.” Put in with her pennies and her common sense.

Liny Davis. ABC news.

[ 本帖最后由 Never-never 于 2009-3-28 05:33 编辑 ]
1

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  • playstation

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on never-never

Alina Ferguson saved up for a "Rainy Day". It's been several stormy months. she's been out of work looking for a job since May, fortunately she has 2 months worth of expenses saved, if you make $40,000 a year, financial experts say you should have 3-6 months of pay check saved, after taxes, that's between $7,000 and $14,000.

 

 "Yeah, the way you should think about it is 6 months of your total income." Money manager Wave slong gave us about his two sense about the best way to start saving.

 

"Spend less than is coming in the door, and that'll give them discretionary savings that they can put into their IRA- their indiviual retirement account, in that way you're effectively getting free money from the government in the form of the tax deduction."

 

Last year the average Americans saved one penny for every hunderd dollars they earned, this year, they are saving even more, $5 for every hundred. The financial advisers say that's still not enough.

 

They recommend that you don't stop investing in your 401k, consider opening a home equity line of credit, have money directly depositted from your paycheck into a savings account each month, renegotiate your premiums for home, life, auto, and health insurance, and watch your fiscal diet.

 

" I mean, eating out less, buy more private label goods and may even pulling out the scissors in clipping coupouns."

 

Or you could be like Alina Ferguson. "You have to take your cutts out of your entertainment budget." prudent with your pennies and her common sense.

 

Linsey Davis, ABC News.

[ 本帖最后由 crystaljxh 于 2009-3-28 06:36 编辑 ]
1

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  • playstation

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on crystaljxh

Alina Ferguson saved up for a "Rainy Day". It's been several stormy months. she's been out of work looking for a job since May, fortunately she had 2 months worth of expenses saved, if you make $40,000 a year, financial experts say you should have 3-6 months of pay check saved, after taxes, that's between $7,000 and $14,000.

 

 "Yeah, the way you should think about it is 6 months of your total income." Money manager Wave slong gave us(去掉about)his two sense about the best way to start saving.

 

"Spend less than is coming in the door, and that'll give them discretionary savings that they can put into their IRA- their indiviual retirement account, in that way you're effectively getting free money from the government in the form of the tax deduction."

 

Last year the average Americans saved one penny for every hunderd dollars they earned, this year, they are saving even more, $5 for every hundred. The financial advisers say that's still not enough.

 

They recommend that you don't stop investing in your 401k, consider opening a home equity line of credit, have money directly deposited from your paycheck into a savings account each month, renegotiate your premiums for home, life, auto, and health insurance, and watch your fiscal diet.

 

" I mean, eating out less, buy more private label goods , I mean even pulling out the scissors in clipping coupouns."

 

Or you could be like Alina Ferguson. "You have to take your cuts out of your entertainment budget." prudent with your pennies and her common sense.

 

Linsey Davis, ABC News.

1

评分次数

  • playstation

on 天天

Alina Ferguson saved up for a "Rainy Day". It's been several stormy months, she's been out of work and looking for a job since May. Fortunately she had 2 months worth of expenses saved, if you make $40,000 a year, financial experts say you should have 3-6 months of paycheck saved, after taxes, that's between $7,000 and $14,000.

 

 "Yeah, the way you should think about it is 6 months of your total income." Money manager Wave Slong gave us(去掉about)his two sense about the best way to start saving.

 

"Spend less, then it’s coming in the door, and that'll give them discretionary savings that they can put into their IRA- their Individual Retirement Account, in that way you're effectively getting free money from the government in the form of the tax deduction."

 

Last year the average Americans saved one penny for every hundred dollars they earned, this year, they are saving even more, $5 for every hundred. The financial advisers say that's still not enough.

 

They recommend that you don't stop investing in your 401k, consider opening a home equity line of credit, have money directly deposited from your paycheck into a savings account each month, renegotiate your premiums for home, life, auto, and health insurance, and watch your fiscal diet.

 

" I mean, eating out less, buying more private label goods , I mean even pulling out the scissors in clipping coupons."

 

Or you could be like Alina Ferguson. "You have to take your cuts out of your entertainment budget." prudent with your pennies and her common sense.

 

Linsey Davis, ABC News.

ps.

401k: a retirement account to which employee and employer contribute, on which taxes are deferred until withdrawal, and for which the employee usually selects the types of investments

IRA:(Individual Retirement Accounta retirement savings account in which income taxes on certain deposits and on all gains are deferred until withdrawals are made.

[ 本帖最后由 bill2008 于 2009-3-28 08:51 编辑 ]
1

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  • playstation

天行健,君子以自强不息;地势坤,君子以厚德载物。

Homework

Alina Fergeson saved up for a rainy day, it’s been several storming months. She has been out of work looking for a job since May. Fortunately she has two month worthy of expense saved. If you have 40,000 dollars a year, financial expert say you should have 3-6 months of paycheck saved, after taxes, that is between 7 and 14 thousand dollars.

 

Yes, the way should think about this 6 month of your total income, money manager W S gives out his ….about the best way to start saving. Spend less, then coming in the door, and that will give them the squanery saving that they can put into their IRA, the individual retirement account, and in that way, you are affective getting free month from the government in the form of tax deduction.

 

Last year, the average American save one penny for average hundred dollars there, this year they will saving even more, 5 dollars for every hundred. The financial adviser say that is still not enough. They recommend you don’t stop investing in your 401k, …put home equity line of credit, have money directly to deposit from your paycheck into a saving account each month. Renegotiate your premiums from home, life, auto, and health insurance and watch your fiscal diet.

 

I mean, eating now less, buy more prompted labeled goods, I mean even point out the sissor in clyper cuboo. Or you could be like Linda Fergerson. You have to take your cut in entertainment budget. Proving with your pennies and her common sense.
1

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New term, new target!  just do it!

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hw

Alina Ferguson saved up for a "Rainy Day". It's been several stormy months.she's been out of work and looking for a job since May. Fortunately she had 2 months worth of expenses saved.If you make 40,000 dollars a year, financial experts say you should have 3 to 6 months of paycheck saved, after taxes, that's between 7,000 and 14,000 dollars.
 
 "Yeah, the way you should think about it is 6 months of your total income." Money manager Wave Slong gave us his two senses about the best way to start saving.
 
"Spend less, then it’s coming in the door, and that'll give them discretionary savings that they can put into their IRA- their Individual Retirement Account, in that way you're effectively getting free money from the government in the form of the tax deduction."
 
Last year the average Americans saved one penny for every hundred dollars they earned, this year, they are saving even more, 5 dollars for every hundred. The financial advisers say that's still not enough.
 
They recommend that you don't stop investing in your 401k, consider opening a home equity line of credit, have money directly deposited from your paycheck into a savings account each month, renegotiate your premiums for home, life, auto, and health insurance, and watch your fiscal diet.
 
" I mean, eating out less, buying more private label goods , I mean even pulling out the scissors in clipping coupons."
 
Or you could be like Alina Ferguson. "You have to take your cuts out of your entertainment budget." prudent with your pennies and her common sense.
 
Linsey Davis, ABC News.
 
1

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普特听力大课堂

HW

* saved up for a rainy day. It’s been several stormy months. She’s been out of work and looking for a job since May. Fortunately, she had two months worth of expenses saved. If you make $40,000 a year, financial experts say you should have 3-6 months of paychecks saved. After taxes, that’s between $7,000 and $14,000.

 

Yeah, the way you should think about it is 6 months of you total income. Money manager * gives us his true sense about the best way to start saving. Spend less than it’s coming in the door and that will give them discretionary savings that they can put into their IRA, the individual retirement account. In that way, you’re effectively getting free money from the government in the form of a tax deduction.

 

Last year, the average American saved one penny for every $100 they owned. This year, they’re saving even more, $5 for every $100. The financial advisors say that’s still not enough. They recommend that you don’t stop investing in you 401k, consider opening a home equity line of credit, have money to regular deposit from your paycheck into a savings account each month, renegotiate you premiums for home, life, auto and house insurance and watch you fiscal diet. I mean eating now less; buy more private-label goods. I mean even pouring out the seizers and clipping coupons. Or you could be like *

 

You have to take you kids out of your entertainment budget, prudent with you pennies and her common sense. Linzy Davis, ABC News.     

1

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好栏目推荐之美国口语俚语

homework

Alana Fegacy saved up for a rainy day. It’s been several storming months. She’s out of work, looking for jobs since May. Fortunately she had two months wealth of expenses saved. If you make 40,000 dollars a year, financial experts say you should have 3 to 6 months paycheck saved. After taxes, that’s between 7 to 14 thousand dollars.

“yeah, the way we should think about is 6 months of your total income.” Money manager White gave us his sense about the best way to stuff saving. “Spend less, then the income in the door. And that will give them the * savings they can put into their IRA, their individual retirement count, and in that way you effectively getting free money from the government in the form of taxed deduction. ”

Last year, the average America saved one penny for every hundred dollar there. This year, they’re saving even more, five dollars every hundred dollar. The financial advisers say that’s still not enough. They recommend you don’t stop investing in your 401k, consider opening a home equity line of credit, having money to * deposit from your paycheck into a saving account each moth, renegotiate your premiums from home, life, * and health insurance, and watch your fiscal diet. “I mean eating now less by more private goods, ****”. Or you could be like Alana Fegacy. “You have to take accounts out of your entertainment budget.” with her pennies and common sense.

 

1

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hw

alina f saved up for a rainy day,it's been several stormy months,she's been out of looking for a job since may,fortunately,she has two-month's worth of expenses saved,if u make 40000 dollars a year,fiancial experts say u should have 3 to 6 months paycheck saved after taxes that between 7000 to 14000 dollars

yea the way u think about it is 6 months of ur total income

money manager ws gave us his two sense of the best way to start saving

spend less then it's coming in the door,then i will give them the discretionary savings that they can put into their ira,their individual retirement account,and that way u will probably get free money from the government and the form of the tax deducation

last year,the average american saved 1 penny for every 100 dollars they earned.this year,they r saving even more,5 dollars for every hundred,the finacial advisors say that's still,not enough

they recommend that u dont stop investing in ur 401k,consider opening a home equity line of credit,have direct deposit ur paycheck into a saving account each month,renegotiate ur insurance premiums for home,life,auto and house insurance and watch ur fiscal diet

i mean eating out less,buy more private label goods,i mean even pouring out the sizes in clipping coupons

or u could be like alina f.

yea,i have to take cuts out of entertainment budget,prudent with ur pennies and her common sense,lindsy d,abc news

1

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HW

Alina Firgerson saved up for a rainy day. It’s been several stormy months. She’s been out of work and looking for a job since May. Fortunately, she has two-month worth of expenses saved. If you make 40 thousand dollars a year, financial experts say you should have three to six month of paycheck saved. After taxes, that’s between 7 and14 thousand dollars. “Yea, the way you should think about it is six month of your total income.” Money manager Wave Small gave us his two sense about the best way to start saving. “Spend less than is coming in the door. And that’ll give them the discretionary saving that they can put into their IRA, the individual retirement account. In that way, you’re effectively getting free money from the government in the form of the tax production. Last year, the average American save one penny for every hundred dollar they have. This year, they’re saving even more, five dollars for every hundred. The financial advisors say STILL not enough. They recommend that you don’t stop investing in your 401K, consider opening a home equity line of credit, have money directly deposited from your paycheck into your savings account each month, renegotiate your premiums for home, life, auto and health insurance and watch your fiscal diet. I mean eating out less, buying more private label goods, and even pulling out the scissors and clipping coupons. Or you could be like Alina Firgerson. You have to take your cuts out of the entertainment budget. Prudent with her penny and her common sense. Winsy Dinish ABC news.
1

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hw

Alina Ferguson saved up for a rainy day.It's been several stormy months.She has been out of work and looking for a job since May.Fortunately she had two months' worth of expenses saved.If you made 40,000 a year,financial experts say you should have 3 to 6 months of paycheck saved after taxes that's between 7000 and 14000 dollars.

 

Yeah, the way you should think about is 6 months of your total income. Money manager/ gave us his sense about best way to start saving. Spend less than that's coming in the door and that'll give them the discretionary savings that they can put into their IRA,their individual retirement account,in that way you are effectively getting free money from the government in the term of tax deduction.

 

Last year the average American saved one penny from every 100 dollars there,this year they are saving even more,5 dollars for every hundred.The financial advisors say still not enough. They recommend that you don't stop investing in your 401k,consider opening a whole equity lying on credit.Have money directly positive from your paycheck into your savings account each month.Renegotiate your premiums for home,life,auto and health insurance and watch your fiscal diet.

 

I mean, eating now less,buy more private-label goods,I mean,even pulling out the scissors and clipping coupons. Or you could be Alina Furguson"You have to take your cuts out of your entertainment budget",prudent with her pennies and her common sense.

Linsy Davis,ABC news.

1

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自信源于内心的强大

I can't imagine it any other way. A world without you is only wasted space.

Homework

Aliena Ferguson, saved up for a rainly day, It's been several storming months,she is been out of working looking for a job since May, fortunately she had two months worth expensive saved,if you make 40,000$ a year, finance experts say you should have 3 to 6 paycheck saved, after taxes, that is between 7,000$ and 40,000$.

Yeah, "the way you should think about it's six months for your totally year income".

Money manager, Waze Smorn  gave us about us his strance about the best way to start saves:"spend less, then it's coming in the door, ant that will give them the randiscrayly savings that they can put into their IRA, their individual retirement account, and that way would be tha fact way you will getting free money from the goverment, and informal tax from the deduction".

Last year, the average American saved one peny for every hunderd dollars their, this year, they are saving even more, five dollars for every hunderds.

The financial advisers said that still not enough.They recomend that you don't stop investing your stuff for you 401K,consider opening up

have money to deposited from the paycheck into a savings account each month, we have to negociate for home, life, order and health insurance , and watch you fiscal diet.

I mean:"eating out less, buying more private labor goods, and even put up the sizer crapping coopns".

or you could be like Aliena Ferguson:" you have to take you kids at your any payment buget".

with the penys and her common sense.

Lerndy Davis, ABC news

1

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口译专员推荐—>口译训练软件IPTAM口译通

homework

Alina Ferguson saved up for a rainy day. It has been several storming months she has been out of work, looking for a job since May. Fortunately, she has two months worth of expense saved. If you make $40,000 a year, financial experts say you should have 3 to 6 months paycheck saved. After taxes, there are between 7 and 14,000 dollars. “Yeah, the way we should think about it is 6 months of your total income.” Money manager, Wayn Smong, gives us his two senses about the best way to start saving. “Spend less than coming in the door and I will give them the discretional savings that they can put into their IRA, their individual retirement account and in that way you’re effectively getting free money from the government in the form the tax deduction. " Last year, the average American saved 1 penny for every hundred dollars there. This year they are saving even more, $5 for every hundred. The financial advisors say that is still not enough. They recommend that you don’t stop investing in your 401k. Consider open a home equal line of credit. Have money directly deposit for your paycheck into a saving account each month. We negotiate your premium for home, life, auto and healthy insurant and watch your fiscal diet. “I mean eating now less, buy more private label goods, I mean even pulling out your scissors in clipping coupons.” Or you could be like Alina Ferguson. “You have to take cuts out of your entertainment budget.” Prudent with her pennies and her common sense. Linsy Davis, ABC news.
1

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