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[I&A] 【整理】2009-03-28:'美国人重新学储蓄'

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Homework

Alina Ferguson saved up for a rainy day. It's been several storming months,she's been out of work looking for a job since May. Fortunately, she has two months worth of expense saved. If you make $40,000 a year, financial experts say you should have 3 to 6 months of paycheck saved. After taxes, that's between 7 and 14,000 dollars. “Yeah, the way you should think about it is 6 months of your total income.” Money manager, Wayn Smong, gave us his two senses about the best way to start saving. “Spend less,then,is coming in the door and that'll give them the discretional savings that they can put into their IRA, their individual retirement account and in that way you’re effectively getting free money from the government in the form of the tax deduction. " Last year, the average American saved 1 penny for every hundred dollars then. This year they are saving even more, $5 for every hundred. The financial advisers say that is still not enough. They recommend that you don’t stop investing in your 401k. Consider openning a home equity line of credit. Have money directly deposit from your paycheck into a saving account each month. Renegotiate your premiums for home, life, auto and healthy insurant and watch your fiscal diet. “I mean eating out less, buy more private labeled goods, I mean even pulling out your scissors in clipping coupons.” Or you could be like Alina Ferguson. “You have to take cuts out of your entertainment budget.” Prudent with her pennies and her common sense. Linsy Davis, ABC news.
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homework

Alina Forccus saved up for a rainy day,it's been several storms in month.She's been out of work for job since May.Fortunately she had two months work expenses saved.If you make 40,000 dollars a year,financial experts say you should have 3 to 6 month of paycheck saved.After taxes that between 7 and 14,000 dollars.

 

Yeah,the way you should think about it is six months your total income.

 

Money manager,Wayn Smong,gave us his two senses about best way to start saving.

 

"Spend less than it comes in door,and that will give them to discretional savings that they can put into their IRA- their individual retirement account,in that way, you are effectively getting free money from the government in the form of tax deduction.

 

Last year, the average American saved one penny for every hundred dollars they earned.This year, they are saving even more,5 dollars for every hundred.The financial adviser say that is still not enough.

 

They recommended you don't stop investing in your 401k,consider opening home equity line of credit,have money directely depositted from your paycheck into a saving account each month,renegotiate your premiums for home,life,odal,health insurance,and watch your fiscal diet.

 

"I mean eatting out less,buy more private label goods,I mean even pulling out the scissors clipping coupouns.

 

Or you could be like Alina Forccus."They have to take your cuts out of your entertainment budget."Prudent with pennies and her common sense

 

 

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homework

Alina Ferguson saved up for a rainy day. It has been several storming months she has been out of work, looking for a job since May. Fortunately, she has two months worth of expense saved. If you make $40,000 a year, financial experts say you should have 3 to 6 months paycheck saved. After taxes, there are between 7 and 14,000 dollars. “Yeah, the way we should think about it is 6 months of your total income.” Money manager, Wayn Smong, gives us his two senses about the best way to start saving. “Spend less than coming in the door and I will give them the discretional savings that they can put into their IRA, their individual retirement account and in that way you’re effectively getting free money from the government in the form the tax deduction. " Last year, the average American saved 1 penny for every hundred dollars there. This year they are saving even more, $5 for every hundred. The financial advisors say that is still not enough. They recommend that you don’t stop investing in your 401k. Consider open a home equal line of credit. Have money directly deposit for your paycheck into a saving account each month. We negotiate your premium for home, life, auto and healthy insurant and watch your fiscal diet. “I mean eating now less, buy more private label goods, I mean even pulling out your scissors in clipping coupons.” Or you could be like Alina Ferguson. “You have to take cuts out of your entertainment budget.” Prudent with her pennies and her common sense. Linsy Davis, ABC news.
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实现无障碍英语沟通

A L.F saved up for a rainy day. She’s been in several storms in months. She had been out of work and looking for jobs since May. Fortunately she had two-month work expense save. If you make 40,000 dollars a year, financial experts say you should three to six months of paychecks save after tests with that between 7,000 and 14,000 dollars. “Ye, the way you should think about it in a six month of your total own pack.

 Money manager waits lone give us history sense about the best way to start saving. “Spend the less then it is coming in the door and that will give them for spashenary saving that they can put into their LIA or individual entire money account. In that way you are effectively getting free money from the government in a form of tax deduction. Last year the average American saved one penny for every hundred dollars there. This year they are saving even more, five dollar for every hundred. But the financial advisers say that is still not enough. They recommend you don't stop investing in your four or one kid, consider opening a whole map for the line predict. How is the money directly positive from the paycheck into a saving account each month? We negotiate to premise for home, life and ordeal and how can insure it and watch your fiscal dying. I mean eating out less, finding more privately goods and even pulling without the seizers and clipping cu bonds or you could be like a L.F. ”get through tests and start here any time by dip” and with her pennies and her common sense.

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homework

Alina Focuson saved up for a rainy day. It is been several stormy months. She has been out of work looking for a job since May. Fortunately, she has 2 months work expenses save. If you make 40000 dollars a year. Financial experts say you should have 3-6 months of paycheck saved, after tax,that is between 7000 to 14000 dollars. " Yep, the way you should think about is 6 months of your total income. " Money manager , ……, gives us his 2 senses about the best way to start saving. "Spend less than it is coming the door. And I will give them the discretional savings they can put into their IRA, their individual retirement account. And the way you are effective getting free money from the government in the form of tax deduction. Last year, the average American said 1 penny for every hundred dollars there. This year they are saving even more. 5 dollar for every hundred. The financial advisors said that still not enough. They recommend that you do not stop investing in your 401K, consider opening a home equity line of credit, have money directly deposited from your paycheck into a saving account each month, renegotiate your premiums for home\ life\auto and heath insurance. And watch your fiscal diet. "I mean eating now less, buy more private labor goods. I mean even pulling up the scissors and clipping coupons. " Or you can be like Alina Focuson . "You have to take cuts of your entertainment budget. " Prudent with your pennies and her comma sense. Licy Davers . ABCnews.
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HOMEWORK

Alina saved up for rainy day. It’s been several storm in month. She’s been out of work looking for a job since May. Forturnately she had two months worth of expenses saved if you make 40,000 dollars a year financial experts say you should have 3-4 months pay check saved. After taxes that is between 7 and 14000 dollars.

 

Yeah the way you should think about it is six months of your total income.

 

Money manager // gave us his two senses about the best way to start saving.

Spend less than it’s coming into the door and that would give them // saving that they can put into their RIA their individual retirement account and that way you’re effectively getting free money from the government and form all the tax adaption.

 

Last year the average American saved one penny for every hundred dollars they earn. This year they are saving even more five dollars for every hundred. The financial advisors say that it’s still not enough. They recommend that you don’t stop investing in your //. Considerate // house money directly deposit for you pay check into a saving account each month. Renegociate your premium for home light auto and health insurance and watch your fasical diet.

 

I mean eating now less buy more privately labor goods and even pulling out the sissors in clipping coupons.  

 

Or you could be like Alina // you have to take your kids into your entertainment budgets.     

 

Prudent with your pennies and her common sense Linze Davis ABC news  

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HW

Alina Focuson saved up for a rainy day. It’s been several storms in months. She’s been out of work looking for a job since May. Fortunately, she has two months worth of expense saved. If you make 40,000 dollars a year, finical expert says you should have three to six months of paycheck saved, after tax that is between 7,000 and 14,000 dollars.

 

“Yeah, the way you should think about it is six months of your totally income.” Money manager, Wayn Smong, gives us his two sense about the best way to start saving. “Spend less than it is coming in door, and that will give them discretional saving that they can put into their IRA, their individual retirement account, and that way you are effective getting free money from the government and the form of tax deduction.”

 

Last year, the average American saved one penny for every hundred dollar there. This year, they are saving even more, five dollars for every hundred. The finical advisers say that’s still, not enough. They recommend that you don’t stop investing in your 401K. Consider opening the home equity line of credit. Have money directly deposited from your paycheck into a saving account each month. Renegotiate your premium for home, life, auto, and health insurance and watch your fiscal diet.

 

“I mean, eating now less, buying more private labor goods, I mean even pulling out the scissor and clipping coupons. “ Or you could be like Alina Focuson. “You have to take your cuts of your entertainment budget.” Put in with her penny and her common sense. 

 

Liny Daveas. ABC news.

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实现无障碍英语沟通

HW

 

Alina Ferguson saved up for a "Rainy Day". It's been several stormy months, she's been out of work and looking for a job since May. Fortunately she had 2 months worth of expenses saved, if you make $40,000 a year, financial experts say you should have 3-6 months of paycheck saved, after taxes, that's between $7,000 and $14,000.

 

 "Yeah, the way you should think about it is 6 months of your total income." Money manager Wave Slong gave us his two sense about the best way to start saving.

 

"Spend less, then it's coming in the door, and that'll give them discretionary savings that they can put into their IRA- their Individual Retirement Account, in that way you're effectively getting free money from the government in the form of the tax deduction."

 

Last year the average American saved one penny for every hundred dollars they earned, this year, they are saving even more, $5 for every hundred. The financial advisers say that's still not enough.

 

They recommend that you don't stop investing in your 401k, consider opening a home equity line of credit, have money directly deposited from your paycheck into a savings account each month, renegotiate your premiums for home, life, auto, and health insurance, and watch your fiscal diet.

 

" I mean, eating out less, buying more private label goods , I mean even pulling out the scissors in clipping coupons."

 

Or you could be like Alina Ferguson. "// to take your cuts out of your entertainment budget." prudent with your pennies and her common sense.

 

Linsey Davis, ABC News.

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普特听力大课堂

Homework

Alina Firgerson saved up for a winy day.It have been several storm in months.She's been out of work since May.Fortunately, she had two months/ to be saved.If you make 40,000 dollers a year,financial exports say that you have 3-6 pay chat to save. after tax ,that was between7,000and 14,000 dls.yeah,the way you should think about is the 6 months totally income.Money maneger Wallt Simmoom give us his two sence about the best way to start saving.Spend less and then coming into the dorm,and i will give them the / in the dorm and put into their I or A, individual / count, and in that way you / getting free money from the goverment.///Last year the average American saved one panny for every hundred dollarls there.This year,they are saving even more,5 dolllars for every hundred.the financial advisors said that they are still ,not enough, they reccommendate that you don't stop in your 401k,considering opening a home equit line of credit, and hold money from your directly positive paycheck into accounting saving the // each month.renogociate your insuremance primis for home ,//health and /.and watch your fisical diet.I mean eating nowless, buy more privately nable goods, Oh you could be like Lina forgason. yeah ,i have to /// ABC news.
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人生的意义在于,不断向前。
好栏目推荐之美国口语俚语
Homework

Alina ...saved up for a raining day. It's been several storm months. She's been out of work looking for a job since May. Fortunately she has two month wothy expense saved. If you make 40,000 dollars a year, financial experts say you should 3-6 month pay chech saved, after taxes it between 7,000-14,000 dollars.

Yeah, the way you should think about is six month of your total income.

Money manager... give us ... sense about the best way to start saving.

Spend less then it's coming in the door. And that will give them to ... saving that they can put inot their, IRA, the indivual retire accout. And that way you will effectively get free money from the goverment in the form of tax deduction.

Last year, the average American saved one penny for every hundred dollar there. This year they'll save even more five dollar for every hundred dollar. The financial advisor says that's still not enough.

They recomend you don't stop investing in your 401k, considering open a home euity line of credit. Have money directly deposit from your pay check into a saving accout each month. Renegotiate your premiums for home and life .. and health insurance and watch your fiscal diet.


I mean eating not less, buy more privately goods, and even pulling out the scissors and cliping coupons.

Or you could be like Alina...

You have to take your cuts out of your entertainment budgets.

P.. with your pennies and her common sense.

Liny Davis ABC news.
1

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水击三千里,抟扶摇而上者九万里。

hw


   Alina Ferguson saved up for a rainy day.It's been several stormy months.She has been out of work and looking for a job since May.Fortunately she had two months' worth of expenses saved.If you made 40,000 a year,financial experts say you should have 3 to 6 months of paycheck saved after taxes that's between 7000 and 14000 dollars.
  Yeah, the way you should think about is 6 months of your total income. Money manager/ gave us his sense about best way to start saving. Spend less than that's coming in the door and that'll give them the discretionary savings that they can put into their IRA,their individual retirement account,in that way you are effectively getting free money from the government in the term of tax deduction.
  Last year the average American saved one penny from every 100 dollars there,this year they are saving even more,5 dollars for every hundred.The financial advisors say still not enough. They recommend that you don't stop investing in your 401k,consider opening a whole equity lying on credit.Have money directly positive from your paycheck into your savings account each month.Renegotiate your premiums for home,life,auto and health insurance and watch your fiscal diet.
   I mean, eating now less,buy more private-label goods,I mean,even pulling out the scissors and clipping coupons. Or you could be Alina Furguson"You have to take your cuts out of your entertainment budget",prudent with her pennies and her common sense.
   Linsy Davis,ABC news.

 

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On bill2008

 

Alina Ferguson saved up for a "Rainy Day". It's been several stormy months. She's been out of work and looking for a job since May. Fortunately she had 2 months worth of expenses saved. If you make $40,000 a year, financial experts say you should have 3-6 months of paychecks saved. After taxes, that's between $7,000 and $14,000.

 

 "Yeah, the way you should think about it is 6 months of your total income." Money manager Wade Slome gave us his two sense about the best way to start saving.

 

"Spend less than is coming in the door, and that'll give them discretionary savings that they can put into their IRA- their Individual Retirement Account, in that way you're effectively getting free money from the government in the form of a tax deduction."

 

Last year the average American saved one penny for every hundred dollars they earned. This year, they are saving even more, $5 for every hundred. But financial advisers say that's still not enough.

 

They recommend that you don't stop investing in your 401k, consider opening a home equity line of credit, have money directly deposited from your paycheck into a savings account each month, renegotiate your premiums for home, life, auto, and health insurance, and watch your fiscal diet.

 

"I mean, eating out less, buying more private label goods, I mean even pulling out the scissors and clipping coupons."

 

Or you could be like Alina Ferguson, "You have to take your cuts out of your entertainment budget," prudent with her pennies and her common sense.

 

Lindsey Davis, ABC News.

 

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homework

 

Alina Ferguson saved up for a rainy day. It’s been several stormy months. She’s been out of work and looking for a job since May. Fortunately, she had two months worth of expense saved. If you make 40,000 dollars a year, financial experts say you should have 3 to 6 months of paycheck saved after taxes that is between 7 and 14 thousand dollars.

 

“Yeah, the way you should think about it is 6 months of your total income.” Money manager Way Simon gave us his two sense about the best way to start saving. “Spend less, then coming in the door. And I’ll give them discretionary savings that they can put into their IRA, their individual retirement account, and in that way you are factually getting free money from the government and form of a tax deduction.”

 

Last year the average American saved one penny for every hundred sale. This year they are saving even more, 5 dollars for every hundred. The financial advisors say that’s still not enough. They recommend that you don’t stop investing in your 401k, consider opening a home equity line of credit, have money directly deposited from your paycheck into a savings account each month, renegotiate your premiums for home,life,auto and health insurance, and watch your fiscal diet.

 

“I mean eating out less, buy more private labor goods. I mean even pointing out the scissors and clipping coupons.” Or you could be like Alina Ferguson. “You have to take cuts out of your entertainment budget.” Proving it with your pennies and her common sense.

 

Lindsey Davis, ABC News.

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Homework

Leanor saved up for a rainy day. It has been for several stormy months, she’s been looking for a job since May. Fortunately, she has four months of expenses saved. If you have 40,000dollars fortune for a year, financial experts say you should have three to five months paycheck saved. After taxes, it should be 7,000 to 14,000 dollars. Yeah, the way you should think about is six months of your total income. Money manager weighs more and gives his sense to money saving. Spend less and there’s more coming in the door and then there’s more stored in your I or A account. And in that way, you are getting free money from the government in the form of tax deduction. Last year, the average American saved one penny for every one hundred dollars there. This year, they’re saving more, five dollars for every one hundred. The financial advisors say they’re still nor enough. They recommend you don’t stop investing for your 401K, consider opening a home equity line of credit, direct deposit your paycheck into a savings account, renegotiate your premiums for your life insurances and watch your fiscal diet. I mean eating now less, buy more private label goods. I mean even clear up the scissors for coupons.? And you could be like a Leanor. Take out your cash out of your entertainment budgets. Prudent with your penny and with common sense.
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Correction

sciccors and clip coupons take cuts out of your entertainment budgets
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