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[豆知识] 【整理】2009-05-03&05-09 小储蓄,大财富

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[豆知识] 【整理】2009-05-03&05-09 小储蓄,大财富

本帖最后由 Mickey_lee 于 2009-5-10 16:09 编辑



  Bits-of-Knowledge-2009-05-03&05-09


  Saving Money

 

Saving money is a very good habit. By saving money, people give themselves more security for the future. Then, how to do it? Putting the money in a piggy bank or a real bank?





 

 

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Transcript:

 

Take just a minute and think about the future you'd like to have. To get there, you need to be responsible and save your money so that it grows over time. This is Saving Money in Plain English.

 

Meet Jasmine, she is 20 years old and her goal is to buy a home in the future. Jasmine is already saving for that future home purchase and recently learned how to save responsibly.

 

When she was younger, she had a piggy bank and often added money to it. The problem with a piggy bank was that her money just sat there. She got out the same amount she put in.

 

Instead of using a piggy bank, Jasmine found a way to help her money grow over time by saving it in a bank or a credit union, where she can easily get it back when she needs it.

 

While it's there, the bank uses her money to help other customers who need to borrow money. It's like Jasmine is loaning her money to the bank. Because she's helping the bank, they add a little extra money to her account automatically.

 

It's these payments from the bank that help her money grow over time. This extra money is called "interest", and it's paid to Jasmine over the course of a year. The amount of interest she earns is based on two things - The amount she has in the bank and the Annual Percentage Yield or APY which is a rate set by the bank.

 

Here's how they work together.

 

Let's say you deposit 100 dollars in a savings account with a 3% APY. That 100 dollars will earn 3 dollars in interest over the course of a year. Now, you could take that 3 dollars in interest and buy a latte. But you decide to leave it in the bank.

 

This way you have more money in the bank and earn interest on 103 dollars instead of 100 dollars. As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It's called "compound interest" and this simple idea will help Jasmine buy a home.

 

Here's how.

 

In her piggy bank, Jasmine has saved 5,000 dollars. But for the home she wants, she knows she'll need more and realizes that smart saving is all about thinking long term. If she deposits this in a bank and earns 3% APY, that 5,000 dollars will become 9,000 dollars in 20 years. That's 4,000 dollars more thanks to compound interest. Nine thousand dollars is good, but it may not be enough.

 

To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That's 1,200 dollars a year - even more money to earn interest. This will be a huge help. Jasmine can see she's getting close. 

 

With the 5,000 dollars she has saved, plus the money she adds monthly, she can save 29,000 dollars over 20 years, if she saves it in a piggy bank. But with compound interest from her bank, that 29,000 dollars could become over 42,000 dollars in 20 years. A nice start on buying her dream home. All she had to do was add money to her savings regularly and watch it grow. Yay!

 

If you are ready to save responsibly, visit a bank or credit union and talk with a financial professional about APYs and savings. The keys to smart saving are to start today, add money regularly and watch how compound interest can help your money grow and grow. 

 

 

 

普特在线文本比较普特在线听音查字普特在线拼写检查普特文本转音频



homework


Take just a minute and think about the future you’d like to have. To get there, you need to be responsible and save your money so that grows all the time. This is Saving Money in Plain English.
Meet Jasmine, she is twenty years old and her goal is to buy a home in the future. Jasmine is always saving money for her home purchase and recently it has save her responsibly.
When she was younger, she has a piggy bank, and often added money to it. The problem with her piggy bank was that her money just set there. She got out the same amount she got in. Instead of using a piggy bank, jasmine has found a way to help her money grow all the time. By saving it in a bank or a credit union, where she can easily get it back when she needs it.
While it’s here, the bank uses these money to help other customers who need to borrow money. It’s like jasmine is loaning her money to the bank because she’s helping the bank. They add a little extra money to her account automatically. Is this payment of bank that helps her money grow overtime? This set of money is called “interest” and it’s paid to Jas over the course of the year. The amount of interests she earns is based on two things: the amount she has in the bank and the annual percentage yield or APY, which is a rate saved by the bank.
Here’s they work together.
Let’s see the positive 100 dollars in the saving’s account, which is with a 3% APY. That 100 dollars were earn 3 dollars interest over the course of the year. Now, you couldn’t take that 3 dollars as interest to buy a latte, but you decide to leave it in the bank. This way, you have more money in the bank and ear interest on 103 dollars instead of 100 dollars.
As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It’s called “Compound Interest” and this simple idea will help Jas buy her home. Here’s how.
In her piggy bank, Jas has saved 5000 dollars. But for the home she wants, she knows should be more and realize that smart saving is all about thinking long term.
If you’d pass this in the bank, there are 3%APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to Compound Interest. 9000 dollars is good, but may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That’s 1200 dollars a year, even more money to earn interest. This will be a huge help, Jasmine can see, she’s getting close.
With 5000 dollars she has saved, plus the money she adds monthly, she can save 29000 thousand dollars over 20 years. If she saves it in a piggy bank, but with Compound Interest in her bank, that 29000 dollars could become over 42000 dollars in 20 years, a nice sum to buy her dreaming home.
All she has to do is add money to her savings regularly and watch it grow. Yeah!
If you’re ready to save responsibly, visit a bank or a credit union and talk with the financial professional about APYs and savings. The keys to smart saving is to start today, add money regularly and watch how the Compound Interest can help your money grow and grow.
1

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  • jessiyear

立即获取| 免费注册领取外教体验课一节
on 又一年
Take just a minute and think about the future you’d like to have. To get there, you need to be responsible and save your money so that grows all the time. This is Saving Money in Plain English.
Meet Jasmine, she is twenty years old and her goal is to buy a home in the future. Jasmine is always saving money for that future home purchase and recently how to save them responsibly.
When she was younger, she had a piggy bank, and often added money to it. The problem with her piggy bank was that her money just set there. She got out the same amount she put in. Instead of using a piggy bank, jasmine / found a way to help her money grow all the time. By saving it in a bank or a credit union, where she can easily get it back when she needs it.
While it’s here, the bank uses these money to help other customers who need to borrow money. It’s like jasmine is loaning her money to the bank.  Because she’s helping the bank, they add a little extra money to her account automatically. Is this payment of bank that helps her money grow overtime? This set of money is called “interest” and it’s paid to Jas over the course of the year. The amount of interests she earns is based on two things: the amount she has in the bank and the annual percentage yield or APY, which is a rate saved by the bank.
Here’s how they work together.
Let’s see the positive 100 dollars in the saving’s account, which is with a 3% APY. That 100 dollars were earn 3 dollars interest over the course of the year. Now, you couldn’t take that 3 dollars as interest to buy a latte, but you decide to leave it in the bank. This way, you have more money in the bank and earn interest on 103 dollars instead of 100 dollars.
As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It’s called “Compound Interest” and this simple idea will help Jas buy her home. Here’s how.
In her piggy bank, Jas has saved 5000 dollars. But for the home she wants, she knows should be more and realize that smart saving is all about thinking long term.
If you’d pass this in the bank, there are 3%APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to Compound Interest. 9000 dollars is good, but may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That’s 1200 dollars a year, even more money to earn interest. This will be a huge help, Jasmine can see, she’s getting close.
With 5000 dollars she has saved, plus the money she adds monthly, she can save 29000/dollars over 20 years. If she saves it in a piggy bank, but with Compound Interest in her bank, that 29000 dollars could become over 42000 dollars in 20 years, a nice sum to buy her dreaming home.
All she has to do is add money to her savings regularly and watch it grow. Yeah!
If you’re ready to save responsibly, visit a bank or a credit union and talk with the financial professional about APYs and savings. The keys to smart saving are the start today, add money regularly and watch how the Compound Interest can help your money grow and grow.
1

评分次数

  • jessiyear

我要进步,我要进步
实现无障碍英语沟通
本帖最后由 lu0718 于 2009-5-3 15:13 编辑

on zhoulin1989

Take just a minute and think about the future you’d like to have. To get there, you need to be responsible and save your money so that it grows over time. This is Saving Money in Plain English.
Meet Jasmine, she is twenty years old and her goal is to buy a home in the future. Jasmine is already saving money for that future home purchase and recently how to save responsibly.
When she was younger, she had a piggy bank, and often added money to it. The problem with her piggy bank was that her money just set there. She got out the same amount she put in. Instead of using a piggy bank, Jasmine has found a way to help her money grow over time. By saving it in a bank or a credit union, where she can easily get it back when she needs it.
While it’s there, the bank uses her money to help other customers who need to borrow money. It’s like jasmine is loaning her money to the bank.  Because she’s helping the bank, they add a little extra money to her account automatically. Is this payment of bank that helps her money grow overtime? This section money is called “interest” and it’s paid to Jas over the course of the year. The amount of interests she earns is based on two things: the amount she has in the bank and the annual percentage yield or APY, which is a rate set by the bank.
Here’s how they work together.
Let’s see the positive 100 dollars in the saving’s account, / with a 3% APY. That 100 dollars will earn 3 dollars interest over the course of the year. Now, you could take that 3 dollars as interest to buy a latte, but you decide to leave it in the bank. This way, you have more money in the bank and earn interest on 103 dollars instead of 100 dollars.
As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It’s called “Compound Interest” and this simple idea will help Jas buy her home. Here’s how.
In her piggy bank, Jas has saved 5000 dollars. But for the home she wants, she knows should need more and realize that smart saving is all about thinking long term.
If you deposit this in the bank, and a 3%APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to Compound Interest. 9000 dollars is good, but may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That’s 1200 dollars a year, even more money to earn interest. This will be a huge help, Jasmine can see, she’s getting close.
With the 5000 dollars she has saved, plus the money she adds monthly, she can save 29000/dollars over 20 years. If she saves it in a piggy bank, but with Compound Interest in her bank, that 29000 dollars could become over 42000 dollars in 20 years, a nice start of buying her dream home.
All she has to do is add money to her savings regularly and watch it grow. Yeah!
If you’re ready to save responsibly, visit a bank or a credit union and talk with the financial professional about APYs and savings. The keys to smart saving are the start today, add money regularly and watch how the Compound Interest can help your money grow and grow.
1

评分次数

  • jessiyear

口译专员推荐—>口译训练软件IPTAM口译通
HW
Take just a minute, and think about the future you like to have. To get there, you should be responsible and save you money so that growth over the time. This is saving money in plain English. Mitt Jason, she is 20-years old, and her goal is to buy a home in the future. Jason is artificially* for that future home, and recently has learn how to save responsibly.
When she was younger, she had pig bank, and often added money to it. The problem with pig bank was her saving money just stand there. She got out the same money she just put in. Instead of using a pig bank, Jason find a way to help her money growing over time by save in a bank or**union. And she could easily get back if she need them. While was there, the bank using her money to help other customer who need to borrow money. It’s like Jason lending her money to the bank, because she helps the bank, they add a extra of money to her count automatically. It’s this payment of bank help her money growing over time. This section of money is called interest. And it’s pays jazzmen** over across of the year. The mainly interests she earns its being sounds two things. The **have the bank and the annual, percentage and yield, or APY. Which is ready be saved by bank. Here is how they work together. Let’s see in the past save 100 dollars in a count with a 3% APY. That 100 dollars will earn 3 dollars of interest over across a year. Now you could take out 3dollars interest buy a latte. But you decide leave in the bank. This way you have more money in the bank and earn interest on 103 dollars instead of 100 dollars. As long as you should even long, you money will go even fast because interest adds up year after year. It called compound interest and this simple idea will help Jason buy a home. Here see, in her pig bank, Jason is save five thousand dollars, but for the home she wants she knows should be more. And realize the small save being all about thinking the long turn. But she ***to the bank, and with 3 percent of APY, that find 5 thousand dollars will come 9 thousand dollars in 20 years, that 4 thousand dollars more thanks to compound interest. Nine thousand dollars is good, but may not be enough. To help money grow even faster, Jason decides that she could add 100 dollars in her savings each month, that 1200 dollars a year, even more money to earn interests. This would be a huge jump. Jason can see she’s getting closes. With 5000 dollars she has saved, plus the money she adds monthly. She can save 29000 dollars over 20 years. If she saved in a pig bank, over her compound interest from her bank, that 29000 dollars could come over 42000 dollars in 20 years. And nice start **to her dream home. All she had to do was to add money regularly and watching growth.
Yell, if you ready for the same responsibly, this is a bank of prefer union. And finical*** money about APY and the savings. The keys smalls save are started there, adding money regularly and watch how compound interest can help you money growing and growing.
1

评分次数

  • jessiyear

HW

本帖最后由 jessiyear 于 2009-5-3 23:26 编辑



Take just a minute, and think about the future you like to have. To get there, you need to be responsible and save you money so that a growth over time. This is saving money in plain English. Mitt Jason, she is 20 years old, and her goal is to buy a home in the future. Jason is already saving for that future home purchase, and recently learns how to save responsibly.

When she was younger, she had
piggy bank, and often added money to it. The problem with piggy bank was that her saving money just set there. She got out the same amount she put in. Instead of using a piggy bank, Jason found a way to help her money grow over time by saving in a bank or credit union. And she can easily get back when she needs it. While it’s there, the bank uses her money to help other customers who need to borrow money. It’s like Jason is loaning her money to the bank, because she’s helping the bank, they add a little extra of money to her count automatically. It’s these payments from a bank that help her money grow over time. This section of money is called interest. And it’s pays jazzmen over across of the year. The mainly interests she earns is based on two things. The amount she has in the bank and the annual percentage yield, or APY, which is a rate set by the bank. Here is how they work together. Let’s see in the past save 100 dollars in a savings account with a 3% APY. That 100 dollars will earn 3 dollars of interest over across a year. Now you could take out 3 dollars interest buy a latte. But you decide to leave it in the bank. This way you have more money in the bank and earn interest on 103 dollars instead of 100 dollars. As long as you should leave it alone, your money will go even faster because interest adds up year after year. It’s called compound interest and this simple idea will help Jason buy a home. Here’s how, in her piggy bank, Jason has saved five thousand dollars, but for the home she wants she knows should be more. And realize the smart saving all about thinking long term. But she ***to the bank, and with 3 percent of APY, that 5 thousand dollars will come 9 thousand dollars in 20 years, that 4 thousand dollars more thanks to compound interest. Nine thousand dollars is good, but may not be enough. To help her money grow even faster, Jason decides that she can add 100 dollars to her savings each month, that 1200 dollars a year, even more money to earn interest. This will be a huge help. Jason can see she’s getting close. With 5000 dollars she has saved, plus the money she adds monthly. She can save 29000 dollars over 20 years. If she saved in a piggy bank, over her compound interest from her bank, that 29000 dollars could become over 42000 dollars in 20 years. And nice start of buying her dream home. All she had to do was to add money to her savings regularly and watch it growth.

Yeah, if you ready to same responsibly, this is a bank or credit union. And talk with the finical professional about APYs and the savings. The keys of smart saving are start today, add money regularly and watch how compound interest can help you money grow and grow.

//你好,改错人了哦,请按阶梯式改稿哈~~ 改为HW。  ---- jessiyear
tonight is the night of my life
and tomorrow is the first day of my life

on lu0718

本帖最后由 whatever-Ethan 于 2009-5-3 19:14 编辑

Take just a minute and think about the future you’d like to have. To get there, you need to be responsible and save your money so that it grows over time. This is Saving Money in Plain English.

Meet Jasmine, she is twenty years old and her goal is to buy a home in the future.
Jasmine’s already saving / for that future home purchase and recently learnt how to save responsibly.

When she was younger, she had a piggy bank, and often added money to it. The problem with her piggy bank was that her money just set there. She got out the same amount she put in. Instead of using a piggy bank, Jasmine
/ found a way to help her money grow over time. By saving it in a bank or a credit union, where she can easily get it back when she needs it.
While it’s there, the bank uses her money to help other customers who need to borrow money. It’s like jasmine is loaning her money to the bank.  Because she’s helping the bank, they add a little extra money to her account automatically.
It’s these payment of bank that helps her money grow overtime? This section money is called “interest” and it’s paid to Jas over the course of the year. The amount of interests she earns is based on two things: the amount she has in the bank and the annual percentage yield or APY, which is a rate set by the bank.

Here’s how they work together.


Let’s
say you deposit 100 dollars in the saving’s account, with a 3% APY. That 100 dollars will earn 3 dollars interest over the course of the year. Now, you could take that 3 dollars as interest and buy a latte, but you decide to leave it in the bank. This way, you have more money in the bank and earn interest on 103 dollars instead of 100 dollars.
As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It’s called “Compound Interest” and this simple idea will help Jas buy
a home. Here’s how.

In her piggy bank, Jas has saved 5000 dollars. But for the home she wants, she knows should need more and
realizes that smart saving is all about thinking long term.
If
she deposits this in the bank, and earn 3%APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to Compound Interest. 9000 dollars is good, but may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That’s 1200 dollars a year, even more money to earn interest. This will be a huge help, Jasmine can see, she’s getting close.

With the 5000 dollars she has saved, plus the money she adds monthly, she can save 29000 dollars over 20 years. If she saves it in a piggy bank, but with Compound Interest
from her bank, that 29000 dollars could become over 42000 dollars in 20 years, a nice start of buying her dream home.

All she
had to do was add money to her savings regularly and watch it grow. Yeah!
If you’re ready to save responsibly, visit a bank or a credit union and talk with the financial professional about APYs and savings. The keys to smart saving are
to start today, add money regularly and watch how the Compound Interest can help your money grow and grow.
1

评分次数

  • jessiyear

Live the life you love, love the life you live.
实现无障碍英语沟通

on whatever-Ethan

Take just a minute and think about the future you’d like to have. To get there, you need to be responsible and save your money so that it grows over time. This is Saving Money in Plain English.

Meet Jasmine, she is twenty years old and her goal is to buy a home in the future. Jasmine’s already saving for that future home purchase and recently learnt how to save responsibly.

When she was younger, she had a piggy bank, and often added money to it. The problem with her piggy bank was that her money just set there. She got out the same amount she put in. Instead of using a piggy bank, Jasmine found a way to help her money grow over time. By saving it in a bank or a credit union, where she can easily get it back when she needs it.
While it’s there, the bank uses her money to help other customers who need to borrow money. It’s like Jasmine is loaning her money to the bank.  Because she’s helping the bank, they add a little extra money to her account automatically. It’s these payments from the bank that help her money grow overtime? This extra money is called “interest” and it’s paid to Jasmine over the course of the year. The amount of interest she earns is based on two things: the amount she has in the bank and the annual percentage yield or APY, which is a rate set by the bank.

Here’s how they work together.

Let’s see you deposit 100 dollars in the saving’s account, with a 3% APY. That 100 dollars will earn 3 dollars interest over the course of the year. Now, you could take that 3 dollars as interest and buy a latte, but you decide to leave it in the bank. This way, you have more money in the bank and earn interest on 103 dollars instead of 100 dollars.
As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It’s called “Compound Interest” and this simple idea will help Jasmine buy a home. Here’s how.

In her piggy bank, Jas has saved 5000 dollars. But for the home she wants, she knows should need more and realizes that smart saving is all about thinking long term.
If she deposits this in a bank, and earn 3%APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to Compound Interest. 9000 dollars is good, but may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That’s 1200 dollars a year, even more money to earn interest. This will be a huge help, Jasmine can see, she’s getting close.

With the 5000 dollars she has saved, plus the money she adds monthly, she can save 29000 dollars over 20 years. If she saves it in a piggy bank, but with Compound Interest from her bank, that 29000 dollars could become over 42000 dollars in 20 years, a nice start on buying her dream home.

All she had to do was add money to her savings regularly and watch it grow. Yeah!
If you’re ready to save responsibly, visit a bank or a credit union and talk with the financial professional about APYs and savings. The keys to smart saving are to start today, add money regularly and watch how /the/ Compound Interest can help your money grow and grow.
1

评分次数

  • jessiyear

Be yourself. 不要跟风吗。
普特听力大课堂
homework

Take just a minute and think about the future you would like to have.To get there, you need to responsible and save your money so that it grows over time. This is saving money in plain english.
Meet jasmine, she is 20 years old, and her goal is to buy a home in the future. Jasmine is already save for that future home purchase. And recently learnt how to save responsibly.
When she was younger, she has a piggy bank, and often added money to it. The problem with the piggy bank, was that her money just sat here. She got out the same amount she put in. Instead of using a piggy bank, Jasmine found a way to help her money grow over time by saving it to the bank or a credit union, for she can easily get it back when she needs it.
While it's there, the bank uses her money to help other customers who need to borrow money. It’s like Jasmine is loaning her money to the bank.  Because she’s helping the bank, they add a little extra money to her account automatically. It’s these payments from the bank that help her money grow overtime? This extra money is called “interest” and it’s paid to Jasmine over the course of the year. The amount of interest she earns is based on two things: the amount she has in the bank and the annual percentage yield or APY, which is a rate set by the bank.

Here’s how they work together.

Let’s see you deposit 100 dollars in the saving’s account, with a 3% APY. That 100 dollars will earn 3 dollars interest over the course of the year. Now, you could take that 3 dollars as interest and buy a latte, but you decide to leave it in the bank. This way, you have more money in the bank and earn interest on 103 dollars instead of 100 dollars.
As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It’s called “Compound Interest” and this simple idea will help Jasmine buy a home. Here’s how.

In her piggy bank, Jas has saved 5000 dollars. But for the home she wants, she knows should need more and realizes that smart saving is all about thinking long term.
If she deposits this in a bank, and earn 3%APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to Compound Interest. 9000 dollars is good, but may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That’s 1200 dollars a year, even more money to earn interest. This will be a huge help, Jasmine can see, she’s getting close.

With the 5000 dollars she has saved, plus the money she adds monthly, she can save 29000 dollars over 20 years. If she saves it in a piggy bank, but with Compound Interest from her bank, that 29000 dollars could become over 42000 dollars in 20 years, a nice start on buying her dream home.

All she had to do was add money to her savings regularly and watch it grow. Yeah!
If you’re ready to save responsibly, visit a bank or a credit union and talk with the financial professional about APYs and savings. The keys to smart saving are to start today, add money regularly and watch how the Compound Interest can help your money grow and grow.
1

评分次数

keep fighting !
Ignore others!
好栏目推荐之美国口语俚语

on searching2008~~

Take just a minute and think about the future you’d like to have. To get there, you need to be responsible and save your money so that it grows over time. This is Saving Money in Plain English.

Meet Jasmine, she is twenty years old and her goal is to buy a home in the future. Jasmine’s already saving for that future home purchase and recently learnt how to save responsibly.

When she was younger, she had a piggy bank, and often added money to it. The problem with her piggy bank was that her money just
sat there. She got out the same amount she put in. Instead of using a piggy bank, Jasmine found a way to help her money grow over time. By saving it in a bank or a credit union, where she can easily get it back when she needs it.


While it’s there, the bank uses her money to help other customers who need to borrow money. It’s like Jasmine is loaning her money to the bank.  Because she’s helping the bank, they add a little extra money to her account automatically. It’s these payments from the bank that help her money grow over time? This extra money is called “interest” and it’s paid to Jasmine over the course of the year. The amount of interest she earns is based on two things: The amount she has in the bank and the Annual Percentage Yield or APY, which is a rate set by the bank.

Here’s how they work together.

Let’s
say you deposit 100 dollars in the saving’s account, with a 3% APY. That 100 dollars will earn 3 dollars in interest over the course of the year. Now, you could take that 3 dollars as interest and buy a latte, but you decide to leave it in the bank. This way, you have more money in the bank and earn interest on 103 dollars instead of 100 dollars.
As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It’s called “Compound Interest” and this simple idea will help Jasmine buy a home. Here’s how.

In her piggy bank,
Jasmine has saved 5000 dollars. But for the home she wants, she knows she’ll / need more and realizes that smart saving is all about thinking long term.


If she deposits this in a bank, and earn 3%APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to Compound Interest. 9000 dollars is good, but it may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That’s 1200 dollars a year, even more money to earn interest. This will be a huge help, Jasmine can see, she’s getting close.

With the 5000 dollars she has saved, plus the money she adds monthly, she can save 29000 dollars over 20 years. If she saves it in a piggy bank, but with Compound Interest from her bank, that 29000 dollars could become over 42000 dollars in 20 years, a nice start on buying her dream home.

All she had to do was add money to her savings regularly and watch it grow. Yeah!


If you’re ready to save responsibly, visit a bank or a credit union and talk with the financial professional about APYs and savings. The keys to smart saving are to start today, add money regularly and watch how /the/ Compound Interest can help your money grow and grow.
天行健,君子以自强不息;地势坤,君子以厚德载物。
本帖最后由 Sungsugi 于 2009-5-4 15:07 编辑

HW:


Take just a minute and think about the future you’d like to have. To get there, you need to be responsible and save your money so that it grows over time. This is Saving Money in Plain English.
Meet Jasmine, she is twenty years old and her goal is to buy a home in the future. Jasmine’s already saving for that future home purchase and recently learnt how to save responsibly.
When she was younger, she had a piggy bank, and often added money to it. The problem with her piggy bank was that her money just sat there. She got out the same amount she put in. Instead of using the piggy bank, Jasmine found a way to help her money grow over time by saving it in a bank or a credit union, where she can easily get it back when she needs it.
While it’s there, the bank uses her money
to help other customers who need to borrow money. It’s like Jasmine is loaning her money to the bank.  Because she’s helping the bank, they add a little extra money to her account automatically. It’s these payments through the bank that help her money grow over time. This extra money is called “interest” and it’s paid to Jasmine over the course of the year. The amount of interest she earns is based on two things: The amount she has in the bank and the Annual Percentage Yield or APY, which is a rate set by the bank.
Here’s how they work together.
Let’s say you deposit 100 dollars in the saving’s account, with a 3% APY. That 100 dollars will earn 3 dollars ininterest over the course of the year. Now, you could take that 3 dollars as interest and buy a latte, but you decide to leave it in the bank. This way, you have more money in the bank and earn interest on 103 dollars instead of 100 dollars.
As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It’s called “Compound Interest” and this simple idea will help Jasmine buy a home. Here’s how.
In her piggy bank, Jasmine has saved 5000 dollars. But for the home she wants, she knows she’ll
need more and realizes that smart saving is all about thinking long term.
If she deposits this in a bank, and earn 3%APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to Compound Interest. 9000 dollars is good, but it may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That’s 1200 dollars a year, even more money to earn interest. This will be a huge help, Jasmine can see, she’s getting close.
With the 5000 dollars she has saved, plus the money she adds monthly, she can save 29000 dollars over 20 years. If she saves it in a piggy bank, but with Compound Interest from her bank, that 29000 dollars could become over 42000 dollars in 20 years, a nice start on buying her dream home.
All she had to do was add money to her savings regularly and watch it grow. Yeah!
If you’re ready to save responsibly, visit a bank or a credit union and talk with the financial professional about APYs and savings. The keys to smart saving are to start today, add money regularly and watch how Compound Interest help your money grow and grow.
1

评分次数

  • jessiyear

HW

Take just a minute and think about the future you’d like to have. To get there, you need to be responsible and save your money so that it grows all the time. This is Saving Money in Plain English.
Meet Jasmine, she is twenty years old and her goal is to buy a home in the future. Jasmine is always saving for that future home purchase and recently learn how to save responsibly .
When she was younger, she has a piggy bank, and often added money to it. The problem with her piggy bank was that her money just set there. She got out the same amount she put in. Instead of using a piggy bank, Jasmine has found a way to help her money grow all the time. By saving it in a bank or a credit union, where she can easily get it back when she needs it.
While it’s here, the bank uses her money to help other customers who need to borrow money. It’s like Jasmine is loaning her money to the bank because she’s helping the bank. They add a little extra money to her account automatically. Is this payment of bank that helps her money grow overtime? This set of money is called “interest” and it’s paid to Jasmine over the course of the year. The amount of interests she earns is based on two things: the amount she has in the bank and the annual percentage yield or APY, which is a rate set by the bank.
Here’s how they work together.
Let’s see the positive 100 dollars in the saving’s account, with a 3% APY. That 100 dollars were earn 3 dollars interest over the course of the year. Now, you couldn’t take that 3 dollars as interest to buy a latte, but you decide to leave it in the bank. This way, you have more money in the bank and earn interest on 103 dollars instead of 100 dollars.
As long as you leave it alone, your money will grow even faster because the interest adds up year after year. It’s called “Compound Interest” and this simple idea will help Jasmine buy her home. Here’s how.
In her piggy bank, Jas has saved 5000 dollars. But for the home she wants, she knows should be more and realizes that smart saving is all about thinking long term.
If you’d pass this in the bank, there are 3%APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to Compound Interest. 9000 dollars is good, but may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month. That’s 1200 dollars a year, even more money to earn interest. This will be a huge help, Jasmine can see, she’s getting close.
With 5000 dollars she has saved, plus the money she adds monthly, she can save 29000 thousand dollars over 20 years. If she saves it in a piggy bank, but with Compound Interest from her bank, that 29000 dollars could become over 42000 dollars in 20 years, a nice start on buying her dream home.
All she has to do was add money to her savings regularly and watch it grow. Yeah!
If you’re ready to save responsibly, visit a bank or a credit union and talk with the financial professional about APYs and savings. The keys to smart saving are to start today, add money regularly and watch how the Compound Interest can help your money grow and grow.
每天半小时 轻松提高英语口语
本帖最后由 墨尘 于 2009-5-4 17:54 编辑

HomeWork:
     Take  just a minute and think about future you'd like to have . To get there ,you need to be responsible and save your money so that grows over time.
This is "Saving Money In Plain English" .


     Mrs Jasmine, she is twenty years old and her goal is to buy a home in the future. Jasmine is at saving from that future home purchase and recently learn how to save responsibly.When she was a younger ,she had piggy bank and often added money to it. The problem of the piggy bank was her money just set there, she got out the same amount she put in.

     Instead of using a piggy bank ,Jasmine has found the way to help her money grow over time by saving it in a bank or credit union ,// easily get it back when she needs it . While it's there ,the bank uses her money to help other customers they need borrow the money .It's like Jasmine is loaning her money to the bank.

     Because she is helping the bank ,they add a little extra money to her account  automatically. It's this payments from the bank that help her money grow over time. This extra money is called interest and it's paid to Jasmine over the course of the year. The amount of interset she earns is based on two things : the amount she has in the bank and  the annual percentage yield or APY ,which is a rate set by the bank.
Here are they work together.

     Let's see the positive 100 dollars in the saving's account with a 3% APY that 100 dollars will earn 3 dollars interest over the course of the year.Now you can take at 3 dollars interest to buy a // ,but you decide leaving it in the bank. This way you have more money in the bank and earn interest on 103 dollars instead of 100 dollars . As long as you leave it alone ,your money will grow even faster ,because the interest adds up year after year, it's called " Compound Interest" and this simple idea will help Jasmine buy a home . Here's how.

     In her piggy bank ,Jasmine has saved 5,000 dollars ,but for the home she wants ,she knows she needs more and realize that smart saving is all about thinking  long term. If you passes this in a bank  announced  3% APY ,that 5,000 dollars will become 9,000 dollars in twenty years ,that's 4000 dollars more thanks to compound interest.

     9,000 dollars is good ,but may not be enough. To help her money  grow even faster ,Jasmine decides that she can add 100 dollars to her savings each month, that's 1,200 dollars a year,even more money to earn interest ,this will be huge //,Jasmine can see, she is getting close. With the 5,000 dollars she has saved,plus the money she adds monthly ,she can save 29,000 dollars over  the twenty years. If she saves it  in a  piggy bank,// was compound interest from her bank  that 29,000 dollars could become over 42,000 dollars in 20 years, a nice start on buying her dreaming home. All she had to do was added money to her savings regularly and watch it grow. Yeah!

     If you're  ready to save responsibly, with a bank or credit union and // the financial professional about APYs and savings. The keys to smart saving are started today ,add money regularly and watch it how  compound interest can help your money grow and grow.

1

评分次数

  • jessiyear

可惜一生不止风花雪月,不可以栖息于你芬芳的暖热


homework


Take just a minute, and think about the future you like to have. To get there, you need to be responsible and save you money so that it grows over time. This is saving money in plain English.

Meet Jasmine, she is 20 years old, and her goal is to buy a home in the future. Jasmine is already saving for that future home purchase, and recently learnt how to save responsibly.

When she was younger, she had piggy bank, and often added money to it. The problem with the piggy bank was that her saving money just sat there. She got out the same amount she put in. Instead of using a piggy bank, Jasmine found a way to help her money grow over time by saving in a bank or credit union. And she could easily get it back when she needs it. While it’s there, the bank uses her money to help other customers who need to borrow money. It’s like Jasmine is loaning her money to the bank, because she’s helping the bank, they add a little extra of money to her count automatically. It’s these payments from a bank that help her money grow over time. This extra money is called interest. And it’s paid to Jasmine over the course of the year. The amount of interest she earns is based on two things. The amount she has in the bank and the annual percentage yield, or APY, which is a rate set by the bank.


Here is how they work together.


Let’s say you deposit 100 dollars into a savings account with a 3% APY. That 100 dollars will earn 3 dollars of interest over the course of a year. Now you could take that 3 dollars interest to buy a latte. But you decide to leave it in the bank. This way you have more money in the bank and earn interest on 103 dollars instead of 100 dollars. As long as you should leave it alone, your money will go even faster because interest adds up year after year. It’s called compound interest and this simple idea will help Jasmine buy a home. Here’s how, in her piggy bank, Jasmine has saved 5,000 dollars, but for the home she wants she knows she’ll need more and realizes that the smart saving is all about thinking in long term. If she deposits this into a bank, and earns 3 percent of APY, that 5,000 dollars will become 9,000 dollars in 20 years. That’s 4,000 dollar more thanks to compound interest. Nine thousand dollars is good, but may not be enough. To help her money grow even faster, Jasmine decides that she can add 100 dollars to her savings each month, that’s 1200 dollars a year, even more money to earn interest. This will be a huge help. Jasmine can see she’s getting close. With 5,000 dollars she has saved, plus the money she adds monthly, she can save 29,000 dollars over 20 years if she save it in a piggy bank. But with compound interest from her bank, that 29,000 dollars could become over 42,000 dollars in 20 years. And nice start of buying her dream home. All she had to do was to add money to her savings regularly and watch it grow,yeah~

If you are ready to save responsibly, visit a bank or a credit union and talk with a finical professional about APYs and the savings. The keys of smart saving are to start today, add money regularly and watch how compound interest can help you money grow and grow.


1

评分次数

  • jessiyear

do it again and again and again
口译专员推荐—>口译训练软件IPTAM口译通

homework

Takes to a minute and think about the future you like to have. To get there, you need to be responsible and save your money so it grows over time, this is ”saving money in plain English”.


Met Jasson, she is 20 years old, and her goal is buy a home in the future. Jasson is an arti…for their future home pursers, and recently learned to how to save responsibly. When she was younger, she has a piggy bank and often added money to it. The problem with the piggy bank was her money just sat there, she got out the same amount she put in. instead of using a piggy bank, Jasson found a way to help her money grow over time by saving it in a bank or credit union, where she could easily get it back when she uses it. While it’s there, the bank use her money to help other customers who need borrow money. It’s like Jasson is loaning her to the bank, because she is helping the bank, they add a little extra money to her account automatically, it’s this payment from the bank that help her money grow over time. This extra money is called interest. As it is pay to Jassinma over the cause of a year, the amount of interest she earned is based on two things, the amount she has on the bank, and the annual percentage yield, or APY, which is a rate set by the bank. Here is how they work together. Let’s say you deposit 100 dollars in a saving account with a 3 percent APY, that 100 dollars will earn 3 dollars of interest over a cause of a year. Now you can take the 3 dollars of interest while a lar …, but you decided to leave it in the bank. This way, you have more money in the bank, and earn interest of 103 dollars instead of 100 dollars. As long as you leave it along, your money will grow even faster, because the interest add up year after year. It’s called a compound interest, and this simple idea will help Jessison buy a home. Here is how. In her piggy bank, Jessiaman has saved 5000 dollars, but for the home she wants, she know it shows more , and realize the smart saving is all about thinking long term. As she deposit this in bank, and announced 3 percent APY, that 5000 dollars will become 9000 dollars in 20 years. That’s 4000 dollars more thanks to compound interest. 9000 dollars is good, but may not enough, to help her money grow even faster, Jessisman decided that she could add 100 to her savings each month, that’s 1200 dollars a year, even more money to earn interest. This will be a huge help. Jessman can see she is getting close. With the 5000 dollars she has saved, close the money she added monthly, she can save 29,000 dollars over 20 years if she save it in the piggy bank, but with a compound interest from her bank, that 2900 dollars could become over 42000 dollars in 20 years, a nice start on buy her dream home. All she had to do was adding money to her saving regularly and watch it grow. Yeah….

If you are ready to save responsibly, this is the bank or credit union and talk with the financial professional about APY in savings, the key is smart saving or start it today, add money regularly and watch up compound interest that help your money grow and grow.
1

评分次数

  • jessiyear

New term, new target!  just do it!

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