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[All-In-1-Min] 【预整理】2010-03-27&03-28 ABC Video News(蓝字处求教)

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[Homework]2010-03-27&03-28 ABC Video News

Homework
We learn this overnight ABC news conforming that the change will be announced later this morning, We’ve been on this all weekage as you know,this is the second major adjustment to the Obama Administration's program to help these home owners on the brink in just this week.

The first change will affect home owners who have lost their jobs. For the first time the federal program will aggressively reach out to some unemployed borrowers, and this is key. Because until now, the major banks invested majority cases have been unwilling to modify mortgages for home owners out of work. The banks are saying because customers couldn’t establish income.
Under the change, some unemployed home owners may now get a 6 month break on their mortgages while they look for work. The bank could charge no more than 30% of/with the home owners receiving in unemployment benefits. And many economists say this change had to be made,the program was not working.

The second major change involves home owners consided underwater, paying mortgages valued higher than the homes is even now worth, after home values plummited in this recession. Banks in the program would reduce the mortgage payment by at least 10% to get within 15% of the real value of the home now. That new mortgage amount a sort of deal to keep the home owners still paying even though they are underwater, and go get the banks to agree with a small write down or a loss on the home instead of outwait for closure.


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