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[All-In-1-Min] 【预整理】2010-03-27&03-28 ABC Video News(蓝字处求教)

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[Homework]2010-03-27&03-28 ABC Video News

Homework
We learn the overnight ABC news confirming the change will be announced late this morning.* This is the second major adjustment to the Obama's administration program to help his homeowners on the brink, and just this week.
The first change will affect homeowners who had lost their jobs, for the first time the federal program will aggresively reach out some unemploye borrowers, and this is key because until now, the major banks have invested  majority of cases been unwilling to modify mortgages for homeowners out of work. The banks saying the customers couldn't establishing income, under the change some unemployed homeowners may not get 6 months break on the mortgage while they look for a  work. The bank can charge no more than 30 percent of home mortgages receiving in unemployment benefits. And many economists say this change has to be made, the program was not working.

The second major change involves homeowner considered underwater. Pay mortgage is valued higher than the homes even now worth after home values plemmeted in this recession. Banks in the program will reduce mortgage payment by at least 10 percent to get within 15 percent of the real value of the home now. That new mortgage amount a short of deal to keep the homeowner still paying even though they are underwater and get the banks to agree a small write down or loss on the home instead of outbreak for closure.


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