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[report整理] SENEWS-2010-04-15

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[Homework]SENEWS-2010-04-15

Business english
Unit 10 insurance
Dialogue 2
A:Do I understand that all marine risks means less than all risks?
B:The english understand by marine riskes only risks inccident to transport by sea, such as collection(collision), stranding, fire, panichation(penetration of)  sea water in(into) the whole of trip(ships) setera(, etc.). in other word, under all marine riskes would(/) caverable(recoverable) loss only can be find(confined to) those para(arising from perils of the sea)  and merry(marine) times accidents only. The all riskes coverage would(will) admit all losses current(occuring) eight(at any) time through (the) whole currency (of the) coverage. It(irrespective) was(/) respect(/) whether their(they are) cause by accident (at) sea or (on) land, in this scence(sense), all marine risks provides marine(a more limited) cover than all riskes.?
A:I see, another thing I don't understand at this moment is (the) adventure(advantage of) W.P.A coverage. I thought the W.P.A insurance should be(/) cover all princerbale(principal) risks, well(while) according to what you said, it means very little. it seems to be freight(a phrase) without much subsidence(substance) that(then) what is difference between W.P.A and F.P.A?
B:This is the(a)  question that  we(is) very often overlook(ed), Mrs. wang. it is (a) very commen (but) mistake(mistaken) idea(.) the(that a) emergence(merchant) have(has done) everything  quit(that is required to) protect against losses that(when) we(he) have(has) taken (out) W.P.A insurance. There is perhaps no mistake more determander to interest.
A:That interest me very much. I must consept that I was under the impression the W.P.A insurance was quit sufficent and the losses due to the breakage was covered. I know that F.P.A. insurance does not coverage losses on consumer goods.  But I did think the W.P.A insurance cover more riskes than F.P.A.
B:Actully it is like this, there is some difference between W.P.A than F.P.A, the F.P.A cross does not cover the pasal loss than natural particular average. And what the W.P.A cross and cover such losses when they excess the perange percentage. This is the only difference between W.P.A and F.P.A. Otherwise the protection under the F.P.A corss would be almost identical with that W.P.A cross. Beacuse in the event of merry time accident in counter transit such as stranding fire explosion or collision both crosses  would cover perticular average losses in full.
A:I don't mean to know you, Mr. Droden, But I don't quit to gress this. Could you say it in send pla turns?
B:I will try, neither the F.P.A nor the W.P.A metion riskes cover or the riskes excluded. the standtion of insurance establated in the bases policy form and the every risk corss. Looking into the insurance certificates, and you will find the risk effect and pophlage fresh water oil greese hooks breakage leakage and temination everathion and ceterage are specificly metioned and must be spcificly imply for. This sespecial riskes F.P.A. stands for three perticular average, while W.P.A or W.U.A stands for with W.P.A average.
B:Mr. Jorden I must say you have the correct idea about the insurance. I see now that this is the formal comancaty that I have imagiced.
A:Now I know why you often point out to us the word of some letter of credit which you don't feel happy about it. but what we have to do about it. We must keep the stapulation ot the contract and the letter of credit.
B:The blame is not only rest with the letter of credit. For the item of ceramic I think the light industry product corporation should understook for the letter of credit that we want to cover the all risk including the risk of breakage, I must say the ear  on both side as I think the loss should be shared by both parties. Let us say   and half?
B:Our price caculation could hardly to meet that. Besides we add the price instruction, so it is not our fault.But in view of our good relationship, we supply with your favourabel offer to compansate some of your losses. I sinceraly hope you settle the matter to your mutual satisfaction.
A:It is going to say that both parties must buy by the contract terms that we agree appoint and signed. This wonder was due to my egernarance has cause me prety peny.
B:We also learn the lesson from this.
A:Well to compensate the part of loss as you suggested, may I ask you to make us a form offer 50%0 claim war till, CIF Mila including the risk of breakage, Nov. shipment.
B:We will make you offer tomorrow, come and see at 9 am.
A:Thank you. Tommorrow at 9 then.




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[Homework]SENEWS-2010-04-15

HW
This is voa special english education report.
Today we talk more about the costs of higher education in the united states.if you missed last week's report,you can found it in voaspecialenglish.com.foreign students who need furnatural aid generally have seek it from school itself or thier own government or empolyeer.if you follow the news,that you know the president obama recently sign the health care reform legislation,but one of the two bills he signed into law also made unrelated changes in the federal students' loan program.These changes were require new loans to come directly from the department of education.the departments already make these federally guarantee loans for american citizens and permanent legal residents.but since 1993 it also has paid private lenders to provide them.
Now as of july first.all new loans will go through the direct loan program only.offical says the new law will save the government 61 billion dollars over last 10 years.the plans is to use half per savings to provide more federal programs to leady students.A few billion are also go to schools that traditionally serve manaulity and too help 2 year commuity collegues.they have been seeing the us vice president amercia association of commuity collegues.
Now everybody high education benefits from almost  all its bill.
New laws wiil reduce the most that borrow words we pay from 15 percent thier income to 10 percent.and the long repayment period will be shortened from twenty five years.any remeaning debt will be forgiven after 20years or 10 if borrow words enter public service.
Surporters in higher education say the final bill did not go far engough.republic of aponus,collide and unnecessay government take over of private industry.Another critizm was the furnatural services industry could lose about 30,000jobs.but the department education reported last year that about 2/3 of graduates from four years collegues had student loan debt.The average is about 23,00 dollars.
And that's the voa special english education report,written by nancy stanbuger,you can discuss education and subjects in our face book at voa learning english

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[Homework]SENEWS-2010-04-15

This is the VOA Special English Education Report.


Today we talk more about the courses of the higher education in the United States. If you missed last week's report you can find it at voaspecialenglish.com.


Foreign students who need financial aids generally had the sake from their school itself or their own government for employer. If you follow the news, and you know that President Obama recently signed health care reform legislation. But one of the two bills he signed into law also made unrelated changes in the federal student loan program. These changes will require new loans to come directly from the department of education. The department already makes the federal guarantee loans for American citizens and permanent legal residence. But since 1993, it has also paid private lenders to provide them. Now as July 1st, all new loans will go through the direct loan program only. Officials say the new law will save the government 61 billion over ten years. The plan is to use more than half of the savings to provide more federal Pell Grants to neediest students. A few millions will also go to schools that traditionally serve minorities and to help two year community college.  


D Ben is a senior vice president of the American Association of community colleges. Everybody in high education benefits from almost all of this bill. New law will reduce the most that borrowers must repay each year from 15 percent to 10 percent. And the mortgage repayment period will be shorten from 25 years. Any remaining debt will be forgiven after 20 years or 10 if borrowers enter public service.


Supporters in higher education say the final bill did not go far enough. Republic opponents called it an unnecessary government takeover of private industry. Another criticism was that financial industry could lose about 30,000 jobs.


The Department of Education reported last year that about two thirds of graduates from four years colleges had student loan debts. The average was about 23 thousand dollars.


This is the VOA Special English Education Report, written by Nancy Steinbach. You can discuss education and other subjects on our facebook page at voalearningenglish. And you can find transcripts and podcasts at voaspecialenglish.com. I'm Steve Ember.





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实现无障碍英语沟通

[Homework]SENEWS-2010-04-15

This is the VOA special english education report.
Today we talk more about the costs of higher education in the United States.If you missed last week's report you can find it at voaspecialenglish.com.Foreign students who need financial aid generally have the seek it from school itself or their own government for employer.If you follow the news that you know that president Obama recently signed health care reform legislation.But one of the two bills he signed into law also made unrelated changes in the federal student loan program.
These changes will require new loans to come directly from the department of education.The department already makes this federally guarantee loans for American citizens and permenant legal residents.
Since 1993 it has also paid private lenders to provide them.Now as of July first all new loans will go through the direct loan program only.
Official say the new law will save the government sixty-one billion dollars over ten years.The plan is to use more than half the savings to provide more federal pell grants to needy students.A few billion will also go to schools that traditionally serve minorities and to help two year community colleges.
David Baime is a senior vice president of American association of community colleges.
As you know,everybody in high education benefits from almost all of this bill.
The new law will reduce the most that borrowers must repay each year from fifteen percent of their income to ten percent.And the longest repayment period will be shortened from 25 years.Any remaining that will be forgiven after twenty years or ten if borrowers enter public service.
Supporters in higer education said the final bill did not go far enough.Republican opponents called it an unnecessary government takeover of a private industry.Another criticism was that the financial services industry could lose about thirty thousand jobs.
The department of education reported last year that about two thirds of graduates from four year colleges had student loan debt.The average was about twenty-three thousand dollars.
And that is the VOA special english education report.Written by Nancy Steinbach.You can discuss education and other subjects on our facebook page,at VOA learning english.And you can find transcripts,MP3s and podcast at voaspecialenglish.com.I'm Steve Ember.

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口译专员推荐—>口译训练软件IPTAM口译通

[Homework]SENEWS-2010-04-15

This is the VOA special English education report.Today we talk more about the costs of high education in  the unite states.If you missed last week's report,you can find it at  VOAspecialEnglish .com.Foreign students who need finacial aid generally have to seek it from the school itself or their own gorvenment or employee.If you follow the news ,you' kown that pressient Obama recently signed half care reform lajuslation .But on of the two bills he signed into law also made unrelated changes in the faderal students loan program.These changes were requited new loans to come directly from the department of education .The department already makes these  staturaly gerentee loans for American citizens and premenent legal residents .But since 1993,deiters also paid pra lenders to provide them.

This post was generated by put listening repetition system,  Check the original dictation thread!
HOMEWORK
This is the VOA Special English Education Report.

Today we talk more about the costs of higher education in the United States. If you missed last week's report, you can find it at voaspecialenglish.com.Foreign students who need financial aid generally have to seek it from the school itself or their own government or employer.

If you follow the news, then you know that President Obama recently signed health care reform legislation. But one of the two bills he signed into law also made unrelated changes in the federal student loan program.

These changes will require new loans to come directly from the Department of Education. The department already makes these federally guaranteed loans for American citizens and permanent legal residents.But since 1993 it has also paid private lenders to provide them. Now, as of July first, all new loans will go though the direct loan program only.

Officials say the new law will save the government 61 billion dollars over ten years. The plan is to use more than half the savings to provide more federal Pell Grants to needy students. A few billion will also go to schools that traditionally serve minorities and to help two-year community colleges.

David Den is a senior vice president of the American Association of Community Colleges.“Everybody in higher education benefits from almost all of this bill .”

The new law will reduce the most that borrowers must repay each year from fifteen percent of their income to ten percent. And the longest repayment period will be shortened from twenty five years. Any remaining debt will be forgiven after twenty years or ten if borrowers enter public service.Supporters in higher education said the final bill did not go far enough.Republican opponents called it an unnecessary government takeover of a private industry. Another criticism was that the financial services industry could lose about thirty thousand jobs.

The Department of Education reported last year that about two thirds of graduates from four-year colleges had student loan debt. The average was about twenty three thousand dollars.

And that's the VOA Special English Education Report,written by Nancy Steinbach. You can discuss education and other subjects on our facebook page at voalearningenglish. And you can find transcripts and podcasts at voaspecialenglish.com. I'm Steve Ember.
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好好学习 天天向上

[Homework]SENEWS-2010-04-15

This is the VOA special english education report.Today we talk more about the costs of higher education in the United States.If you missed last week's report ,you can find it at voaspecialenglish.com.--students who need financial aid generally have the sekit from the school itself or their own government ---employ.If you follow the news ,then you know that president Obama recently signed health-care reform legislation.But one of the two bills he signed into law also made unrelated changes in the federal student loan program.These changes were requiring new loans to come directly from the department of education.The department already makes these federally guarantee loans for American citizens and permanent legal residents. But since 1993,it has also paid private landers to provide them.Now ,as you ---first, all new loans were go through direct loan program only.Official say the new law will save the government 61billion dollars over ten years. The plan is to use more than half the savings to provide more federal --- to needed students.A few billion will also go to schools that traditionally serve minorities and to help two-year community courages.David Ben is a senior-wise president ---American ---association of community courages.everybody in the high education benefits from almost all of this bill. The new law will reduce the most -- that --must repay each year from 15 percent --to 10 percent. And the longest repayment period will be shortened from 25 years.Any remaining that will be forgiven after 20 years or 10 if borrowers enter public service.Supports in higher education said the final bill did not go far enough.Republic ---called it an unnecessary government take-over of private industry.Another --- was that fiancial services could lose about 30,000 jobs.The department of education reported last year that about two thirds of graduates from four -year college had student loan debt. The average was about 23,000 dollars.And that's the VOA special english education report written by   ===,you can discuss eudcation or other subjects on our face book page at voalearningenglsih. and you can find transcript and --- at voaspecialenglish.com

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实现无障碍英语沟通

[Homework]SENEWS-2010-04-15

This is the VOA special English, education report. Today we talk more about the cast of higher education in the United States. If you miss last week's report, you can find at VOA special English. com. Foreign students who need financial aid generally have the cidiet from the school itself or their own government or employer. If you find over the news, you know that president obama recently send healthcare reform legislation. But one of the bills
This post was generated by put listening repetition system,  Check the original dictation thread!
普特听力大课堂
Homework

This is the VOA Special English Education Report.

Today we talk more about the costs of higher eduction in the United States. If you missed last week's report, you can find it at voaspecialenglish.com.

Foreign students who need financial aid generally have to seek it from the school itself or their own government for employer.

If you follow the news that you know that President Obama recently signed health care reform legislation. But one of the two bills he signed into law also made unrelated changes in the federal student loan program. These changes will require new loans to come directly from the department of education.

The department already makes these federaly guaranteed loans for American citizens and permanent legal residents. But since 1993, it has also payed private lenders to provide them. Now, as of July first, all new loans will go through the direct loan program only.
Officials say the new law will save the governmnt sixty-one billion dollars over ten years. The plan is to use more than half the savings to provide more federal * grants to needed students. A few billion will also go to schools that traditionally serve minorities and to help two-year community colleges.

David * is a senior vice president of the American association of community colleges.

DAVID: "Everybody in higher education benefits from almost all of this bill."

The new law will reduce the most that bollowers must repay each year from fifteen percent of their income to ten percent. And, the longest repayment period will be shortened from twenty-five years. Any remaining debt will be forgiven after twenty years or ten if borrowers enter public service.

Supporters in higher education said the final bill did not go far enough. Republican * called it an unnecessary government takeover of private industry. Another criticism was that financial services industry could lose about thirty thousand jobs.

The department of education reported last year that about two-thirds of graduates from four-year colleges had student loan debt. The average was about twenty-three thousand dollars.

And that's the VOA Special English Education Report, written by Nancy S. You can discuss education and other subjects on our Facebook page at VOA Learning English. And you can find transcripts and podcasts at voaspecialenglish.com. I'm Steve Ember.
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Special English Report听写中
Hope I can understand the Standard English one day soon
好栏目推荐之美国口语俚语

[Homework]SENEWS-2010-04-15

2010-4-15
[HW]

This is the VOA special English education report. Today we talk more about a higher education in the United States. If you miss last week's report, you can find it at voaspecialenglish.com. Foreign students who need financial aid generally have to seek it from the school itself or their own government or employer. If you flow the news, then you know that president Obama recently signed health care reform legislation. But one of the two bills he signed into law also made unrelated changes in the federal student loan program. These changes were requiring new loans to come directly from the department of education. The department already makes its federal guarantee loans for American citizens and permanent legal residents. But since 1993, it has also paid private lenders to provide them. Now, as of your life first, or new loans were go through the direct loan program only. Official the law will the government 61 billion dollars over ten years. The plan is to use more than half the savings to provide more federal Pell Grants to needy students. A fewer billion will also go to schools that traditionally sever minorities and to help two-year community colleges. David Ben is a senior vice president of the American association of community colleges. Now everybody in high education benefits almost all its bill. New law will reduce the most that borrowers must repay each year from 15 percent of their income to ten percent. And the longest repayment period will shorten to from 25 years. Any remaining debt will be forgiven after 20 years or ten if borrowers enter public service. Supporter in high education said the final bill did not go far enough. Republic opponents called it unnecessary governments take over of a private industry. Another critic was that the financial service industry could lose about 30,000 jobs. The department of education reported last year that about two third of graduates four year colleges had student loan debt. Average was about 23,000 dollars. And that's the VOA Special English Education Report, written by Nancy Steinbach. You can discuss education and other subjects on our face book page at voalearningenglish. And you can find transcripts and podcasts at voaspecialenglish.com. I'm Steve Ember


This post was generated by put listening repetition system,  Check the original dictation thread!
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[Homework]SENEWS-2010-04-15

this is the voa special english education report.today we talk more about the costs of higher education in the united states.if you missed last week's report,you can find it at voaspecialenglish.com.foreign students who need finacial aid generally have to seek it from the school itself or their own government or employer.if you followed the news that you know that president Obama recently signed health care reform legislation.but one of the two bill he signed into law also made  unrelated changes in the federal student loan program. these changes will require new laws to come directly from the department of education.the department already makes these federal lead gurantee loans for american citizens and permanent legal residents.but since 1993 it has also paid private lenders to provide them.now as of your life first all new loans will go through the direct loan program only.official say the new laws will save the goverment 61 billion dollars over 10 years.the plan is to use more than half the savings to provide more federal pale grants to ledy students.a few billion will also go to schools that traditional serve minorities and to help 2 year community college.they debate is the senior vice president of the american association of community college.now everybody in higher education benifits from almost all this bill.new law will reduce the most that borrowers must repay each year from 15 percent of their income to 10 percent.and the longest repayment period will be shorten from 25 years.any remaining debt will be forgiven after 20 years or 10 if borrowers enter public service.supporters in higher education said the final bill did not go far enough.republic and opponents called it and unnecessary government takeover of private industry.another critisis that the financial services industry could lose about 30 thousand jobs.the republic of education reported last year that about 2 thirds of graduates from 4-year colleges had student loan debt.the average was 23 thousand dollars.and that's the voa special english education report wrriten by Nancy Stanback.you can discuss education and other subjects on our face book page at voalearningenglish.and you can find trscripts and potcasts at voaspecialenglish.com  I'm Steve Ember.
This post was generated by put listening repetition system,  Check the original dictation thread!
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[Homework]SENEWS-2010-04-15

This is the VOA Special English education report. Today we talk more about the costs of higher education in the United States. If you missed last week's report,you can find it at VOASpecialEnglish.com. Foreign students who need financial aid generally have to seek it from the school itself or their own government or employer. If you follow the news, then you know that presendent Obama resently signed Health Care Reform Legislation.But one of the two Bills he signed into law also made unrelated changes in the federal student loan program. These changes will require new loans to come directly from the department of education. The department already makes these federally guaranteed loans for American citizens and permanent legal residents. But since 1993, it has also paid private lenders to provide them. Now - - your -first, all new loans will go through the direct loan program only. Officials say the new law will save the government 61 billion dollors over ten years. The plan is to use more than half of the savings to provide more federal held grants to need in students. A few billion will also go to schools that traditionally serve minorities and to help TWO-year community colleges. David Bim is a senior vice president W-American association of community colleges,As you know, everybody in higher education benefits from almost power of this Bill. The new law will reduce the most that - - must repay each year from fifteen percent -- income to ten percent. And the longest repayment period will be shortened from twenty-five years. Any remaining that will be forgiven after twenty years or ten if borrows enter public service. Supporters in higher education said the final Bill did not go far enough. Republican - - called it an unnecessary government take over of a private industry. Another criticism was that the financial services industry could lose about 30,000 jobs. The department of education reported last year that about 2/3 of graduates from four year colleges had student loan debt.  The average was about 23,000 dollors. And that's the VOA Special English Education Report. Written by Nanance Steine Bike. You can discuss education or other subjects on our facebook page at VOA learning English. And you can find transcripts and -cast at VOASpecialEnglish.com. I'm Steve Venber.

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每天半小时 轻松提高英语口语

[Homework]SENEWS-2010-04-15

This is the VOA Special English Education Report. Today we talk more about the costs of higher education in the United States. If you miss last week's report, you can find it at voaspecialenglish.com. Foreign students who need financial aid general have the seacake* from the school itself or their own government for employer.  

If you follow the news that you know president Obama recently signed healthcare reform legislation. But one of the two bills he signed into law also made unrelated changes in the federal student loan program. These changes will required new loans to come directly from the department of education.

The department already makes its federally guaranty loans for American citizens and permanent legal residents. But since nineteen ninety-three, it has also paid private lenders to provide them. Now as if you lie first, all new loans will go through the directly loan program only. Official say the new law will save the government sixty-one billion dollars over ten years.

The plan is to use more than half the savings to provide more federal help* grands to needy students. A few billion will also go to schools that traditionally serve minorities and to help two year community colleges. Dimm is a senior vice president that the American association of community colleges.

That every body in higher education that for almost all its bill.  New law will reduce the most that boloword* must repay each year from fifteen percent of their income to ten percent. And the longest repayment period will be shortened from twenty-five years.

Any remaining debt will be forgiven after twenty years or ten if borrowords* enter public service. Supporters in higher education said the final bill didnot go far enough. Republic Opponents called it and unnecessary government take over at a private industry. Another christisisan* was that the financial services industry could lose about thirty thousand jobs. The department of education reported last year that about two thirds of graduates from four year colleges had student loan debt. The average was about twenty-three thousand dollars. And that's the VOA Special English Education Report, written by Nancy Steinbach. You can discuss education and other subjects on our facebook page at voalearningenglish. And you can find transcripts and podcasts at voaspecialenglish.com. I'm Steve Ember.

This post was generated by put listening repetition system,  Check the original dictation thread!
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[Homework]SENEWS-2010-04-15

homework

This is the VOA Special English Education Report .

Today we talk more about the costs of higher education in the United States .If you missed last week's report ,you can find it at voaspecialenglish.com .Foreign students who need financial aid generally have to seek it from the school itself or their own government for employer .

If you follow the news that you know that President Obama recently signed Health Care Reform Legislation .But one of the two bills he signed into the law also made unrelated changes in the federal students loan program .These changes were required new loans to come directly from the department of education .The department already makes these federally guarantee loans for American citizens and permanent residents .But since nineteen ninety-three ,it has also payed private lenders to provide them .

Now as of July 1st ,all new loans will go through the direct loan program only .Officials say the new law will save the government sixty-one billion dollars over ten years .The plan is to use more than half the savings to provide more federal pare grants for needy students .

A few billion will also go to schools that traditionally serve minorities and to help two year community colleges .* * is a senior vice president of the American Association of Community Colleges .I know everybody higher education then fell from almost all this bill .

New law will reduce the most that borrowers must repay each year from fifteen percent of their income to ten percent .And the longest repayment periods will be shortened from twenty-five years .Any remaining debt will be forgiven after twenty years or ten if borrowers enter public service .

Supporters in higher education said the final bill did not go far enough .Public opponents called it an unmisery government take-over of a private industry .Another criticism was that the financial service industry could lose about thirty thousand jobs .

The Department of Education reported it last year that about two thirds of graduates from four year colleges had student loan debt .The average was about twenty-three thousand dollars .

And that's the VOA Special English Education Report ,written by Nancy Steinbach .You can discuss education and other subjects on our face book page at voalearningenglish .And you can find transcripts and podcasts at voaspecialenglish.com .I'm Steve Ember .




This post was generated by put listening repetition system,  Check the original dictation thread!
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口译专员推荐—>口译训练软件IPTAM口译通
【Homework】SENEWS-2010-04-15
This is the VOA Special Education Report.

Today we talk more about the cost of higher education in the United States.If you missed last week's report,you can find it at voaspecialenglish.com.

Foreign students who need financial aid generally have the ()from the school itself or their own government for employer.If you follow the news,you would know that President Obama recently signed Health Care Reform Legislation.But one of the two bills he signed interload also made unrelated changes in the federal student loan programme.These changes were required new loans to come directly from the Department of Education.The department has already made the federally guarantee loans for American citizens and prominent legal residence.But since 1993,it has also paid private lenders to provide them.Now is July the first,all new loans will go through the Red Loan Programme only.Officals say the law will save the government sixty-one billion dollars over ten years.The plan is the use more than half of the saving to provide more federal pare grants to needed students.A few billion will also go to schools that traditional serve minorities and to help two-year community colleges.David Ban is a senior vice president of the American Association of Community Colleges."Everyday in education benefits is from almost all this bills."The new law will reduce the most that borrowers must repay each year from fifty percent of the bill income to ten percent.And the longer's repayment period will be shorten from twenty five years.Any remaining that will be forgiven after twenty years or ten if borrowers enter public services.Supporters in higher education said the final bill did not go far enough.Republican opponents called it "an unnecessary government takeover of private industry".Another criticizen was that the financial services industry will lose about thirty thousand jobs.And the Department of Education reported last year that about two thirds of graduates from four-year colleges had student loan debt.The average was about twenty three thousand dollars.

And that's the VOA Special English Education Report written by Nancy Steinbach.You can disscuss education and other subjects on our facebook page at voalearningenglish.And you can find transcripts and podcasts at voaspecialenglish.com.I'm Steve Ember.
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