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[report整理] SENEWS-2010-04-15

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[Homework]SENEWS-2010-04-15

This is the VOA Special English Education Report.
   
  Today we talk more about the costs of higher education in the United States. If you missed last week’s report, you can find it at voaspecialenglish.com. Foreign students who need financial aid generally have to seek it from the school itself of their own government employee. If you follow the news, then you know President Obama recently signed Health Care Reform Legislation, but one of the two bills he signed into law also made unrelated changes in the federal student loan program. These changes were required new loans to come directly from the Department of Education. The department already makes these federally guaranteed loans for American citizens and permanent legal residents. But since 1993, it has also paid private lenders to provide them. Now, as of July 1st, all new loans will go through the direct loan program only.
   
  Officials say the new law will save the government 61 billion dollars over ten years. The plan is to use more than half the savings to provide more federal ? grants to needy students.
   
  A few billions will also go to schools that traditionally serve the minorities and to help two-year community colleges.
   
  David is a senior vice president of the American Association of Community Colleges. He says “Everybody in higher education benefits from almost all this bill.”
   
  The new law will reduce the most of the borrowers must repay each year from 50% of their income to 10%. And the longest repayment period will be shortened from 25 years. Any remaining debt will be forgiven after 25 years or 10 if borrowers enter public service.
   
  Supporters in higher education said the final bill did not go far enough. Republican opponents called it an unnecessary government take-over of a private industry. Another criticism was that the financial services industry could lose about 30’000 jobs.
   
  The Department of Education reported last year that about two thirds of graduates from four-year colleges had student loan debt. The average was about 23’000 dollars.
   
  And that’s the VOA Special English Education Report.
                                                     
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