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[report整理] SENEWS-2010-04-15

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[Homework]SENEWS-2010-04-15

This is the VOA Special English Education Report.

Today we talk more about the costs of higher education in the United States. If you missed last week’s report, you can find it at voaspecialenglish.com.  

Foreign students who need financial aid generally have to seek it from the school itself, or their own government or employer. If you follow the news, then you know that president Obama recently signed Health Care reform legislation. But one of the two bills he signed into law also made unrelated changes in the federal student loan program. These changes will require new loans to come directly from the department of education.

The departments already make these federally guaranteed loans to American citizens and permanent legal residents.  But since 1993, it has also paid private lenders to provide them. Now, as July 1th, all new loans will go through the direct new programs only

Official say the new law will save the government 61 billion dollars over 10 years. The plan is to use more than half the savings to provide more federal Pell grams to needed students. A few billion will also go to schools that serve minority and to help two –year community colleges.  

David X is the senior vice president of the American association of community colleges.

“You know, everybody has high education benefits from almost this new law bill.”

The new law will reduce the most that borrow must be repaid each year from 15 percent of their income to 10 percent. And the longest repayment period will be shorten from 25 years. Every remaining debt will be forgiven after 20 years or 10 if borrowers enter public service.

Supporters in higher education said the final bill did not go far enough. Republic opponents call it an unnecessary government takeover of a private industry. Another criticism was that financial services industry could lose 30,000 jobs.

The department of education reported last year that about two thirds of graduates from 4-year colleges had student loan debt. The average was about 23,000 dollars.

And that’s the VOA Special English Education Report written by Nancy Steinbach. You can discuss education and other subjects on our facebook page at voalearningenglish. And you can find transcripts and podcasts at voaspecialenglish.com. I’m Steve Ember.
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