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[report整理] SENEWS-2010-04-15

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   This is the VOA Special English Education Report .

   Today we talked more about the cost of higher education in the United States . If you missed the last week's report you can find it at voaspecialenglish.com .

   Foreign students who need financial aid generally have to seek it from the school itself or their own government or employer . If you fellow the news , then you know the president Obama recently signed a health reform legislation . But one of the two bills he sent into law also made a unrelated changes in the Federal Student Loan Program .

   This change will require new loan to come directly from the department of education . The department already makes it /  guarantee loans for American citizens and primary legal residents .

   But since 1993 it has also paid private lands to provide them . Now as of july first all new loans will go through direct loan program only . Official say the new law will save the government sixty-one billion dollars over ten years . The plan is to used more than half the savings to provide more federal / to needy students .

   A few billion will also go to schools that traditional serve minority and to help two year community college . D.B is the senior vice president of the Amercian Association Of Community College .  They have everybody in the higher education benefit from almost al this bill . The new law will reduce the most that borrowers must repay each year from fifteen precent of their income to ten precent . And the longest repayment period will be shorted from twenty-five years . Any remaining debt will be forgived after twenty years or ten if borrowers attend public service .

   Supporters in higher education said the final bill didn't go far enough .  Republican opponents called it and unnecessary government take over of private industry . Another criticism was that financial services industry could lose about thirty thousand jobs .

   The Department Of Education report last year that about two-thirds graduates from four-year colleges had student loan debt . The average was about twenty-three thousand dollars .

   And that's the VOA Special English Education Report, written by Nancy Steinbach. You can discuss education and other subjects on our facebook page at voalearningenglish. And you can find transcripts and podcasts at voaspecialenglish.com. I'm Steve Ember.
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