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[report整理] SENEWS-2010-04-15

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[Homework]SENEWS-2010-04-15

This is the VOA Special English Education Report.
Today we talk more about the costs of higher education in the United States.
If you missed last week's report, you can find it at voaspecialenglish.com.
Foreign students who need financial aid generally have to seek it from the school itself or their own government or employer.
If you follow the news, then you know that President Obama recently signed Health Care Reform legislation.
But one of the two bills he signed into law also made unrelated changes in the Federal Student Loan program.
These changes were required new loans to come directly from the Department of Education.
The department already makes these federally guaranteed loans for American citizens and prominent legal residents.
But since nineteen ninety three, it has also paid private lenders to provide them.
Now as of your life first, all new loans will go through the Direct Loan program only.
Officials say the new law will save the government sixty-one billion dollars over ten years.
The plan is to use more than half the savings to provide more federal / to/ these students. A few billion will also go to schools that traditionally serve minorities and to help two-year community colleges.
/ is a senior vice president of the American Association of community colleges.
Everyone being higher education benefits all from this bill.
The new law will reduce the most the borrowers must repay each year from fifteen percent of their income to ten percent. And the longest repayment period will be shortened from twenty five years. Any remaining debt will be forgiven after twenty years or ten if the borrowers enter public service.
Supporters in higher education said the final bill did not go far enough. Republic and opponance called it an unnecessary government takes over of private industry.
Another criticism was that the financial services industry could lose about thirty thousand jobs.
The Department of Education reported last year that about two thirds of graduates from four-year colleges had student loan debt. The average was about twenty three thousand dollars.
And that's the VOA Special English Education Report written by Nancy Steinbach. You can discuss education and other subjects on our Facebook page at VOA Learning English. And you can find transcripts and podcasts at voaspecialenglish.com. I'm Steve Ember.




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