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[report整理] SENEWS-2010-04-15

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This is the VOA Special English Education Report.

Today we talk more about the costs of higher education in the United States. If you missed last week's report you can find it at voaspecialenglish.com.

Foreign students who need financial aid generally have to seek it from the school itself or their own government or employer. If you follow the news then you know that President Obama recently signed health care reform legislation. But one of the two bills he signed into law also made unrelated changes in the federal student loan program. These changes will require new loans to come directly from the department of education.

The department already makes these federally guanrantee loans for American citizens and permanent legal residents. But since 1993 it has also paid private lenders to provide them. Now as if your first all new loans will go through the direct loan program only.

Officials say the new law will save the government 61 billion dollars over ten years. The plan is to use more than half the savings to provide more federal * grams to needed students. A few billion will also go to schools that traditionally serve minorities and to help two-year community colleges.

David is a senior vice-president of the American Association of community colleges.

That everybody hire education benifts from almost all this bill.

The new law will reduce the most that borrowers must repay each year from 50% of their income to 10%. And the longest repayment period will be shortened from 25years. Any remaining debt will be forgiven after twenty years or ten if borrowers enter public service.

Supporters in higher education said the final bill did not go far enough. Republican opponents call it an unnecessary government take over of a private industry. Another critisizen was that financial servises industry could loss about thirty thousand jobs.

The Department of Eduation reported last year that about two thirds of graduates from four-year colleges had student load debt. The average was about twenty-three thousand dollars.

And that's the VOA Special English Education Report, written by Nancy Steinbach. You can discuss education and other subjects on our facebook page at voalearningenglish. And you can find transcripts and podcasts at voaspecialenglish.com. I'm Steve Ember.
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