只用一本书提高英语听力能力!重温经典名著双语阅读小编推荐:跟着纪录片学英语不背单词和语法,轻松学英语
返回列表 回复 发帖

[豆知识] 【整理】2011-10-30&11-05 退休储蓄

提高英语听力能力 找对方法很重要!
[Homework]

one day, we all want to retire, after working for most of our lives, we imagine a time we can stop working and have choices and how we spend our time.Because we all living longer than ever before.It take even more money to support our retirement, the secret to a financially secury retirement is to start saving now.This is saving a tirement and playingnish. Lets me to retirist to make a frist point.This assignment here why for touch support their family another retired. They are happy,but feeling secure about money, ******. To help, some one has a part-time job but habor store.he prefer to be fishing or playing with his grandkids but he doesn't have a choice.Next, lets me ***, like assignment she and her husband work to support their family and now they are retired.they live relativly care free life, they travel spend a lot of time with family, and don't worry too much about money.but signment *** have a long life ahead them, but *** and her husband learnd early in life. That saving a little bit of money over a long time could make sure the favor tired comfortably, this wasn't the case for signment and his wife they started saving too late.to retire like a carling, the frist step is understanding how to save for retirement.The basic idea is saving now and save as much as possible over a long term.To start,  you need a place to save it, it use record retirement account, and 2 example are for a one case and IRAS.Many employers offer a *** program or you can open an IRA yourself.When you have an account you better *** and regular basis.To the money you can ** over the years plus what it earns creats a fund that's really to support your retirement. This accounts are maintain for a lifetime of savings, so don't play on touching it enter retirement.To get the counts started you work for a representive to the side under the mount that you can contribute to the account with each pichache.This way you don't have to think about it, your retirement account was all madically as long as you have income. And some employers even offer to contribute to your conut too that free retirement money they will buy a lot of my tacks.And remenber you have to pay taks on your income . By contributing part of your income to a retirement account there is lesson comes the taxable with each pichache.
HW

One day we all want to retire , after working for most of our lives ,we imagine a retirement ,we can stop working and have choices on how we spend our time . Because we're all living
longer than ever before ,it's going to take ever more money to support our retirement. The secret to a financially security retirement is to start saving now. This is setting for retirement in plain English. Let's meet two retirees make a first point, this is Simon , he and his wife were  harsh support their family ,and now they are retired ,they are happy ,but feeling security about money ,and unexpected spends could put them in debt. To help Simon has a part-time job about hard word store. But he prefer to be fishing or playing with his grandkids , but he hasn't have a choice. Next let's meet Caroline, like Simon, she and her husband work to support her family ,and now they are retired ,they live relatively  careful life, they travel, spend a lot time with family, and don't worry too much about money. But Simon and Caroline have a long life ahead them. But Caroline and her husband learn early in life, they saved a little bit money over a long time could make sure their retire comfortably .this wasn't a case for Simon and his wife .they started saving to late. to a retired like Caroline ,the first step is understanding how to save for retirement ,the basic idea is to start saving now .and save as much possible over the long term. to start ,you need a place to save it. it's used called retirement account, to examples are for one case are IRAs ,many employers offer a for one key program or you can open a IRA yourself .what have account ,you have a little bit income to in on the regular bases. so the money you can contribute over the years plus what it earns ,create a fund. that is support your retirement ,this accounts are meant for a lifetime of savings ,so don't planning to touch it until your retirement ,to get the account started ,you work with representative to decide on the amount the you can contributed to the account with each pay check ,this way ,you don't have to think about it. Your retirement account grows automatically as long as you have income. and some employers even offer contribute to your account too .that free retirement money ,that will buy a lot of my tax ,and remember you have to pay tax on your income .by contributing part of your income to an retirement account ,there is less income taxable with each pay check .the money in these accounts is usually invested in the stock marked like a normal investment. but retirement account are different ,here is why  ,when you invested in stock normally ,they hopefully grow in value ,each year you have to pay taxes on their money as grows ,that tax money could be making  you more money, the retire account design to protect you from having to pay tax on your money as grows year after year ,this way ,you money can grow faster over the long term ,of course you still have to pay taxes but most retirement account make it possible to delay paying taxes until you draw the money ,but even considering the taxes you've been able to built a fund that also support a long comfortable retirement.
立即获取| 免费注册领取外教体验课一节

[Homework]2011-10-30&11-05 退休储蓄

One day we all want to retire.After working for most of our life,we amage the time we can stop working and have tresses and how swave the spend time. Because of all living longer then ever before,it's going to take enven more money to support our retirement.The secret to the retirement is to start saving now ,this is saving for the retirement in playlish. let me to retire rest make first point,this is Sank.He and his wife were hard to support his family when they retire, they are happy,but feel can't save much money,could support to help but he has a choice.Next,let me care that she and his husband were suppose to family and now when they retire,they were spend  travel and don't worry to much about the money.But *** care have long life but her husband long early in life.that's could make sure they were retire comfortable.it wasn't can support his life,they thought saving too late.To retier care line the first stardard is understanding how to save when the retirement. The basis ideal is start saving now and saves much possible long term.to start you need to plays to save is usually retirement account,and two examples are four one case and irks.many appoint of one  program all  yourself ,so the money plays this account amend from life .playing attaching in retirement.together can't start you were to the side on the mail you  can .
Three,you have to think about it .you have to pay for and remember you have to pay tax on you account.my retribuilt the lesson

This post was generated by put listening repetition system,  Check the original dictation thread!
实现无障碍英语沟通
on 漫游的小鱼

One day, we all want to retire. After working for most of our lives, we imagine a time when we can stop working, and have choices in how we spend our time. Because we’re all living longer than ever before, it’s going to take even more money to support our retirement. The secret to a financially secure retirement is to start saving now. This is Saving for Retirement in Plain English.

 

Let’s meet two retirees make our first point. This is Simon. He and his wife worked hard to support their family and now they’re retired. They are happy, but feel insecure about money. An unexpected expense could put them in debt. To help, Simon has a part-time job at a hardware store. He’d prefer to be fishing or playing with his grandkids, but he doesn’t have a choice.

 

Next, let’s meet Caroline. Like Simon, she and her husband worked to support their family and now they’re retired. They live a relatively carefree life. They travel, spend a lot of time with family, and don't worry too much about money.

 

Both Simon and Caroline have a long life ahead of them, but Caroline and her husband learned early in life that saving a little bit of / money over a long time can make sure that they retire comfortably. This wasn’t the case for Simon and his wife. They started saving too late.

 

To retire like Caroline, the first step is understanding how to save for retirement. The basic idea is to start saving now and save as much as possible over a long term. To start, you’ll need a place to save it. It’s usually called a retirement account and two examples are 401-Ks and IRAs. Many employers offer a 401-K program, or you can open an IRA yourself. Once you have an account, you add a little bit of your income to it on a regular basis, so the money you contribute over the years plus what it earns creates a fund, that’s ready to support your retirement. These accounts are meant for a lifetime of savings, so don't plan on touching it until retirement.

 

To get an account started, you’ll work with a representative to decide on an amount that you can contribute to the account with each paycheck. This way you don't have to think about it. Your retirement account grows automatically as long as you have income. And some employers even offer to contribute to your account too. That's free retirement money that will buy a lot of maitais. And remember, you have to pay tax on your income. By contributing part of your income to a retirement account, there’s / less income that’s taxable with each paycheck.

 

The money in these accounts is usually invested in the stock market like a normal investment, but retirement accounts are different. Here’s why. When you invest in stocks normally, they hopefully grow in value. Each year, you have to pay taxes on the money as it grows. That’s tax money that could be making you more money. Retirement accounts are designed to protect you from having to pay taxes on your money as it grows year after year. This way, your money can grow faster over the long term. Of course, you’ll still have to pay taxes, but most retirement accounts make it possible to delay paying taxes until you withdraw the money. But even considering these taxes, you’ve been able to build a fund that will support a long and comfortable retirement.




口译专员推荐—>口译训练软件IPTAM口译通

[Homework]【整理】2011-10-30&11-05 退休储蓄

HW
One day,we all want to retire.After working for most of our life,we image the time we can stop working and have choices at how we spend our time.because we are all living long than ever before.It's going to take even more money to support our retirement.The secret to     our retirement is to start saving now.This is saving for retirement in plani    .Let's     two retire    to make a first point.Thiis is Simth,he and his wife      supported their family and now they retired.They are happy,but feel       about money.And an enexpect expence could put then in debt.To help,Simth has a part time job at       store.He perfer to fishing or playing with his grandchild.But he didn't have a choice.Next let's me      ,like Simth,she and her husband worked to support their family and now their are retireed.They live a very      life. They travel,spend all of  time with  fanily and don't worry too much about money.But     in       have a long life      .     and her husband learnn early in life that saving a lot of bit of money of a long time could make sure their favour retire comfortably.This weren't case for     and his wife.They start saving too late.To retire life     ,the first step is to understanding how to save for retirement.The basic idea is to start saving now,and save as much as possible over the long term.To start, you need place to save it.It usually call retirement count.And two examples are follow one case in IRA. Many employees offer a follow one case in IRA.Many employees offer a follow one case program or you can open a area yourself.Would you have a count,you have a lot of income to on regular basis.So the money you can treat over the year plus what's it earns creats a fun that really to support your retirement.It's counted a man for a life time's saving.So don't plan on      it in the retirement.To get the count start it.You work        to decide on that      that you can contribute to its count with each pay check.This way you don't have to think about it.You retirement count grow all the       as long as you have income.And someone      even offer to contribute you count too.That's free your retirement money that were by a lot of my      .And remember you have to pay taxs on your income.By contributing part of income to a retirement count.There is less on the      with each paycheck.The money in this count is usually in that     .

This post was generated by put listening repetition system,  Check the original dictation thread!
HW
One day,we all want to retire.After working for most of our life,we image the time we can stop working and have choices at how we spend our time.because we are all living long than ever before.It's going to take even more money to support our retirement.The secret to     our retirement is to start saving now.This is saving for retirement in plani    .Let's     two retire    to make a first point.Thiis is Simth,he and his wife      supported their family and now they retired.They are happy,but feel       about money.And an enexpect expence could put then in debt.To help,Simth has a part time job at       store.He perfer to fishing or playing with his grandchild.But he didn't have a choice.Next let's me      ,like Simth,she and her husband worked to support their family and now their are retireed.They live a very      life. They travel,spend all of  time with  fanily and don't worry too much about money.But     in       have a long life      .     and her husband learnn early in life that saving a lot of bit of money of a long time could make sure their favour retire comfortably.This weren't case for     and his wife.They start saving too late.To retire life     ,the first step is to understanding how to save for retirement.The basic idea is to start saving now,and save as much as possible over the long term.To start, you need place to save it.It usually call retirement count.And two examples are follow one case in IRA. Many employees offer a follow one case in IRA.Many employees offer a follow one case program or you can open a area yourself.Would you have a count,you have a lot of income to on regular basis.So the money you can treat over the year plus what's it earns creats a fun that really to support your retirement.It's counted a man for a life time's saving.So don't plan on      it in the retirement.To get the count start it.You work        to decide on that      that you can contribute to its count with each pay check.This way you don't have to think about it.You retirement count grow all the       as long as you have income.And someone      even offer to contribute you count too.That's free your retirement money that were by a lot of my      .And remember you have to pay taxs on your income.By contributing part of income to a retirement count.There is less on the      with each paycheck.The money in this count is usually in that     .

[Homework]【整理】2011-10-30&11-05 退休储蓄

One day  we all want to retire , after working for most of our lives , we image that time we can stop working and have choices and how we spend our time .  Because we all live longer than ever before . It's going to take even more money to support our retirement . The secret to a financially secure retirement is to start saving right now .  This is saving for a  retirement in plain english .
Let's meet two retirees to make our first point . This is Samon , he and his wife worked hard to support theier family and now they were retired . They are happy , but feeling secure about money . An unexpected expanse could put them in dead . To help , Samon has a part-time job at hardware store . He perfer to fishing and playing with his grandkids but he isn't have a choic . Next ,  let't meet Caroline , like Samon , she and her husband  worked to support their family and now they are retired .  They live relatively carefree life . They travel and spend a lot of time with family and don't too much about money .  But Samon and Caroline had a long life ahead of them . But Caroline and her husband learned early in life that saving a little bit of  money over a long time could make sure that they  retired comfortably .  This wasn't the case for Samon and his wife . They started  saving too late .  
To retire like Caroline , the first step is understanding how to save for retirement . The basic idea is to start saving now and save as much as possible over the  long time . To start , you need a place to save it , it used to called retirement account . Two examples are 401ks and IRAs .  Many employers offer a 401 programe or you can open an IRA yourself . Once you hacve a account , you got a little bit of your income to it on a regular basis . So the money you can attribute to over the years plus what it earns creats a fund that ready to support your retirement . These account are meant for a life time of savings . So don't plan on touching it until retirement .  To get an account started , you worked with the representives to decid on the amont that you can contribut to with each paycheck .  This way , you don't have to think about it . Your retirement account grows automaticly as long as you have income . And some employers even offer to contribute to your account too .  That's free retirement money that will buy a lot of maitais . And remember you have to pay tax on your income . By contributing prart of your income to a retirement account . There's  less  income that's taxable with each paycheck . The money in this account is usually invested in the stock . . . . . .

This post was generated by put listening repetition system,  Check the original dictation thread!
实现无障碍英语沟通

[Homework]【整理】2011-10-30&11-05 退休储蓄

one day we all watch retire,after working for most of our life,we image that we can stop working and have choices and how we spend our time,because we are all living longer than ever before,it's going to take more money to support our retirement ,the secret to a finacially secure retirement is to start saving now,this is saving for retirement in p...,that's may ....make our first point,this is simon,he and wife were ...their family,and now they retired,they are happy,but feel insecure about money,an expected bet could put them in dead.to help simon had a part time job by the harbour store.he prefered fishing to playing with his grandkids.but he doesn't have a choise,next let me ...like simon,she and her husband worked to support their family,and now they retired.re.. care  life...,they travel  spend a lot time with family,and don't worry too much about money.but simon and careline have a long life ahead of them,but careline and her husband learned earlier in life,that is saving a little bit money of a long time could make sure that they retired comfortably,this was... the case for simon and his wife,they started saving too late ,to retire like careline the first step is understanding how to save for retirement.the basic idea is to save now and save as much as possilbe over the long term.to start you need a place to save it,it used to call it a retiremnt account.two examples are for a one-kid at ...,many employers offer a for a one-kid programm.or you can open a ....yourself,once you have an account,you have a little bit ...on regular basis,so you can achive money over the years,plus what it erans creats a fun that try to support your retirement.these account are meant for a life time of savings.so dont pay or touch it until retirement.get the accout started,you were with representives to decide on the amount that you can contribute to the account with each pay check.you don't have to think about it,your retirement account grows automatically,as long as you have income.and some employers even offer to  contribute to your account too.that free retirement money that will buy a lot of ...and remember you have to pay checks on your income,my contributing part of your income to ....
This post was generated by put listening repetition system,  Check the original dictation thread!
普特听力大课堂

[Homework]【整理】2011-10-30&11-05 退休储蓄

One day we all want to retire after working for most of your lives, we are amaizing the time we can stop working at have choices at how we spend our time. Because we all living longer than ever before it's going to take even money to support our retirement. The secrect to a finacial secure retirement is to start saving now. This is saving for the retirement fo enplaninglish. Let's me two retireis make a first point. This is Sinly, he and his wife for hard support their family as they are tired, they are happy but feel secure about money. Another expected spents could perfom did. To help, Sinly has a part time job in a harbor stored. He perferrd be fishing a pane with blanket but he isn't thave choice. Next, let me carryline Like Sinment, she and her husband worked to support their family and now they are retired. David prevely their carefully life they travle spend the time with family and they don't worry too much about money. But Sinly have a long life hasson, but Cary and her husdand learned early life. They had save a lot of money over a long time could make sure that they will retired comfortably. Wasn't case for Sinmly and his wife, they start saving too late. To retirely carrline the first step is understanding how to save for retirement. The basic idea is to start saving now and save as much as possible over the long term. To start unit palce to save it is usecall retirement captial and two examples are four one case and IRAs. Man in poorise offer for one program, or you can not be IRAs yourself. Wont you have a canlt you have a bottle bility income to the originse bases. So the money you can treve a rig yesr palce what you earns cause it's fun that's  try to support your retirement.  This is cals a man from lifetime savics. So don't plane on touch to retirment to get the cals started you will representive to the side on the mult to the each payjack. You don't have to think about it your retirement income is automatically as long as you have income. Steven poirs even offer to contrbite to usal casul to that free times of money that will buy a lot of my tiets. Remember, you have to pay tax on your income, by contribute polital control to your retirement income, their is lesson in with each peachach, the money it is caslyy is  
This post was generated by put listening repetition system,  Check the original dictation thread!
好栏目推荐之美国口语俚语

[Homework]【整理】2011-10-30&11-05 退休储蓄

One day, we are all want to retire. After working for most of our life, we imagine the time we can stop working and have choices and how we spend our time. Because we all living longer than ever before, it's going to take even more money to support our retirement. The secret to financial secure retirement is start to saving now. This is saving for retirement in Plain English.
Let's meet 2 retirees make our 1st point. This is Simon. He and his wife worked hard to support their family and not retired. they are happy, but feel insecure about money. an unexpected the expence could put them in debt. To help, Siman has part time job at a Hardwre store. He prefered be fishing or playing with grandkids. but he doesn't have a choice.
Next, let's meet Careline. Like Simon. She and her husband worked to support their family and now they retired. They lived with relatively carefree life. They travel, spend a lot of time with family, and don't worry to much about money. but Simon and Careline have a long life ahead of them. but caryline and her husband learned earlier life.  that saving a little bit of money of long time could make sure that their retire confortablely.
This wasn't a case for Simon and his wife. This is saving too late. To retire like Cariline, the first step is to understanding how to save retirement. The basic idea is to start saving now and save as much as possible over the long term.
To start, you need place to save it. It's usually called retirement account,  and 2 example are 401K and IRA,  many employees offer 401K program , or you can open IRA yourself.
Once you have an account, you have a little bit of your income to on a regular basis. So the money you can choose over the years plus what your earned creates it's fund, that's already support your retirement. This account are amount of life time of savings. so don't plan to touch it until your retirement. To get the account started, you worked representative to the assign of amount you can contribute to it's account to the each pay check.  This way, you don't have think about. your retirement account growes automatically as long as you have income.
And some enployers even offer to countribute to your account too. That's free retirement money that by a lot of amount tax. and remember you have to pay tax on your income, by contribute part of your income to a retirement account, there is less account of tax of each pay check.


This post was generated by put listening repetition system,  Check the original dictation thread!

[Homework]【整理】2011-10-30&11-05 退休储蓄

HW
One day ,we all want to retire after working for most our lives .We imagine the time when we can stop working and have chocies how we spent our time because we all living longer than ever before .It's going to take more money to support our retirement.The secret to a financial retirement is to start saving now.This is saving for a retirement and plannin**.Let's meet two retirees to make a first point.This is Simon,he and his wife *were support the family and now they are retired.They are happy but insecure about money and they are expected their spents could **gets to help Simon has a part-time job in a hardware store.He preferred be fishing or playing with his grandkids,but he doesn't have a choice.Next ,let's meet caroline.Like Simon ,she and her husband worked to support her family and now they 're retired.They live a relatively a care-free life.They traveled, spent a lot of time with family and don't worry too much about money.But Simon and caroline had a long life**But caroline and her husband learned earlier in life,that's saving a lot bit of money of a  long time could make sure that they retire comfortably .This wasn't the case for Simon and his wife.They started saving too late.To retired caroline the first step is understanding how to save for the retirement.The basic idea is to start saving now and save as much as possible over the long term.To start ,you will need a place to save it.It's usually called retirement account and two examples are 4O1kS and IRAs. Many employers offer a  4O1K program or you can open a IRA yourself.Once you have an account ,you 'd better put a little bit your income to it on regular basis.So the money you contributed over years plus what they earn creats a fund that will surely support your retirement.These accounts are meant for a life time of savings. so don't touch it until your retirement.To get an account started,you worked as a representatives to decide on the amount that you can contribute to the account with each paycheck.This way ,you don't have to think about it.Your retirement grows automatically as long as you have an income.And some employers even offer to contribute to year account ,too .That's free retirement money.They will buy a lot of my times.And remeber,you have to pay tax on your income,by contributing part of your income to your retirement account,there's less tax possible with each paycheck The money in these account is used in investing in the




This post was generated by put listening repetition system,  Check the original dictation thread!

[Homework]【整理】2011-10-30&11-05 退休储蓄

Homework

One day  we all want to retire , after working for most of our lives , we image that time we can stop working and have choices and how we spend our time .  Because we all live longer than ever before . It's going to take even more money to support our retirement . The secret to a financially secure retirement is to start saving right now .  This is saving for a  retirement in plain english .
Let's meet two retirees to make our first point . This is Samon , he and his wife worked hard to support theier family and now they were retired . They are happy , but feeling secure about money . An unexpected expanse could put them in dead . To help , Samon has a part-time job at hardware store . He perfer to fishing and playing with his grandkids but he isn't have a choic . Next ,  let't meet Caroline , like Samon , she and her husband  worked to support their family and now they are retired .  They live relatively carefree life . They travel and spend a lot of time with family and don't too much about money .  But Samon and Caroline had a long life ahead of them . But Caroline and her husband learned early in life that saving a little bit of  money over a long time could make sure that they  retired comfortably .  This wasn't the case for Samon and his wife . They started  saving too late .  
To retire like Caroline , the first step is understanding how to save for retirement . The basic idea is to start saving now and save as much as possible over the  long time . To start , you need a place to save it , it used to called retirement account . Two examples are 401ks and IRAs .  Many employers offer a 401 programe or you can open an IRA yourself . Once you hacve a account , you got a little bit of your income to it on a regular basis . So the money you can attribute to over the years plus what it earns creats a fund that ready to support your retirement . These account are meant for a life time of savings . So don't plan on touching it until retirement .  To get an account started , you worked with the representives to decid on the amont that you can contribut to with each paycheck .  This way , you don't have to think about it . Your retirement account grows automaticly as long as you have income . And some employers even offer to contribute to your account too .  That's free retirement money that will buy a lot of maitais . And remember you have to pay tax on your income . By contributing prart of your income to a retirement account . There's  less  income that's taxable with each paycheck . The money in this account is usually invested in the stock . . . . . .


This post was generated by put listening repetition system,  Check the original dictation thread!
每天半小时 轻松提高英语口语

[Homework]【整理】2011-10-30&11-05 退休储蓄

One day, we all want to retire. After working for most of our lives, we imagine a time when we can stop working, and have choices in how we spend our time. Because we’re all living longer than ever before, it’s going to take even more money to support our retirement. The secret to a financially secure retirement is to start saving now. This is Saving for Retirement in Plain English. Let’s meet two retirees make our first point. This is Simon. He and his wife worked hard to support their family and now they’re retired. They are happy, but feel insecure about money. An unexpected expense could put them in debt. To help, Simon has a part-time job at a hardware store. He’d prefer to be fishing or playing with his grandkids, but he doesn’t have a choice.
Next, let’s meet Caroline. Like Simon, she and her husband worked to support their family and now they’re retired. They live a relatively carefree life. They travel, spend a lot of time with family, and don't worry too much about money. Both Simon and Caroline have a long life ahead of them, but Caroline and her husband learned early in life that saving a little bit of money over a long time can make sure that they retire comfortably. This wasn’t the case for Simon and his wife. They started saving too late.
To retire like Caroline, the first step is understanding how to save for retirement. The basic idea is to start saving now and save as much as possible over a long term. To start, you’ll need a place to save it. It’s usually called a retirement account and two examples are 401Ks and IRAs. Many employers offer a 401K program, or you can open an IRA yourself. Once you have an account, you add a little bit of your income to it on a regular basis, so the money you contribute over the years plus what it earns creates a fund, that’s ready to support your retirement. These accounts are meant for a lifetime of savings, so don't plan on touching it until retirement.
To get an account started, you’ll work with a representative to decide on an amount that you can contribute to the account with each paycheck. This way you don't have to think about it. Your retirement account grows automatically as long as you have income. And some employers even offer to contribute to your account too. That's free retirement money that will buy a lot of maitais. And remember, you have to pay tax on your income. By contributing part of your income to a retirement account, there’s less income that’s taxable with each paycheck. The money in these accounts is usually invested in the stock market like a normal investment, but retirement accounts are different. Here’s why. When you invest in stocks normally, they hopefully grow in value. Each year, you have to pay taxes on the money as it grows. That’s tax money that could be making you more money. Retirement accounts are designed to protect you from having to pay taxes on your money as it grows year after year. This way, your money can grow faster over the long term. Of course, you’ll still have to pay taxes, but most retirement accounts make it possible to delay paying taxes until you withdraw the money. But even considering these taxes, you’ve been able to build a fund that will support a long and comfortable retirement.


This post was generated by put listening repetition system,  Check the original dictation thread!

.

提示: 作者被禁止或删除 内容自动屏蔽
口译专员推荐—>口译训练软件IPTAM口译通

[Homework]【整理】2011-10-30&11-05 退休储蓄

One day,we all want to retire.After working for most of out lives ,we imagine a time we can stop working and have choices of how we spend our time.Because we are all living longer than ever before,it's going to take even more money to support our retirement.The secret to a financially secure retirement is to start saving now.This is  saving retirement in planinglish.
Let's meet 2 retirees to make our first point.This is Simon. He and his wife worked hard to support their family and now they’re retired. They are happy,but feeling secure about money .An unexpected expense could put them in debt.To help,Simon has a part-time job at harbour store.He prefers to be fishing or playing with his grandkids,but he doesn't have a choice.
Next, let’s meet Caroline. Like Simon, she and her husband worked to support their family and now they’re retired. They live a relatively carefree life.They travel,spend a lot of time with family and don't worry to much about money.Both Simon and Caroline have a long life ahead of them, but Caroline and her husband learned early in life that saving a little bit of money over a long time can make sure that they retire comfortably. It wasn't the case for Simon and his wife.They started saving too late.
To retire like Caroline, the first step is understanding how to save for retirement. The basic idea is to start saving now and save as much as possible over a long term. To start, you’ll need a place to save it.It's usually called retirement account .And 2 examples are 401 case and IRAs.Many employees offer a 401 programme or you can open an IRA yourself.Once you have an account,you have a little bit of income to it on regular bases, so the money you contribute over the years plus what it earns creates a fund, that’s ready to support your retirement. This account are meant for a lifetime savings,so don't plan on touching it until retirement.To get an account started, you’ll work with a representative to decide on an amount that you can contribute to the account with each paycheck. This way ,you don't have to think about it.Your retirement account grows automatically as long as you have income. And some employers even offer to contribute to your account,too. That's free retirement money that will buy a lot of ... And remember, you have to pay tax on your income. By contributing part of your income to a retirement account, there’s less income that’s taxable with each paycheck.


This post was generated by put listening repetition system,  Check the original dictation thread!
返回列表