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[豆知识] 【整理】2011-10-30&11-05 退休储蓄

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[Homework]【整理】2011-10-30&11-05 退休储蓄

HomeworkOne day,we all want to retire.After working for most of our lives,we are imaging a time that we could stop working and have choices on how we spend our time.Because we are all living longer than ever before.It's going to take even more money to support our retirement.The secret to a financially-secure retirement is to start saving now.This is saving for retirement and planning lish.

Let's meet two retire risks to make our first point.This is Simon.He and his wife were tarch to support their family,and now they are retired.They are happy,but feeling insecure about money.An unexpected spends could put them in dead.To help,Simon has a part-time job at a harbish store.He preferred to be fishing or playing with his grandkids.He doesn't have a choice.Next,let's meet Caroline.Like Simon,she and her husband were to support their family and now they are retired.They never relatively care free life.They travel,spend a lot of time with family and don't worry too much about money.But Simon and Caroline have a long life hetithem.But Caroline and her husband learn to early in life,that's saving a little bit of money over a long time could make sure that they retired comfortably.This wasn't the case for Simon and his wife,they started saving too late.


To retire like Caroline,the first step is understanding how to save for retirement.The basic idea is to start saving now and save as much as possible over the long term.To start,you need a place to save it.It's usually called retirement account.And two examples are 401Ks and IRAs.Many employers offer a 401K program,or you can open up an area yourself.Once you have an account,you have a little bit income to it on the regular bases.So the money you contributed over the years plus what they earns creates a fund that actually support your retirement.These accounts are man for a lifetime of savings.So don't plan on touching it until retirement.To get the account started,you have to work with representative to the side under the amount that you can contribute to the account with each paycheck.This way,you don't have to think about it.Your retirement account grows automatically as long as you have income.And some employers even offer to contribute to your account too.That's free retirement money that will buy a lot of mine tax.And remember,you have to pay tax on your income.By contributing a part of your income to your retirement account,there's less and come this taxable with each paycheck.






This post was generated by put listening repetition system,  Check the original dictation thread!

[Homework]【整理】2011-10-30&11-05 退休储蓄

one day we all want to retire,after woring for most of our lifes we imagine a time when we can stop working ,and have choices on how to spend our time . because we are all living longer than ever before it's goint to takemore money to support our retirement .the secret to a financial retirement is to start saving now.this is saving for retirement  in plain english.
let me take two retirees to make a first piont .this is simon,he and his wife to support the family and now they are retired .they are happy but feeling insecure about money,and unexpected expense could put them in dead.to help simon has a part time job in the harbored store.he prefers fishing and playing with grandkids ,but he doesn't have a choice.next ,let's meet caroline,likes siomon,she and her hasband work for the family and now they are retired ,they live a relativly care life.they travel ,spend a lot of time with family ,and don't worry to much about money.but simon and his wife have a long life ahead of them,while caroline and her husband earned early in their life. that's saving a lot of money for a long time could ensure them retire comfortably.this isn't a case for simon and his wife ,they  started saving too late.to retire like caronline the first the step is understanding how to save the retirement.the basic idea is to start saving now and save as much as possible over the long term.to start you need a place to save it .if you choose to call a retire account and two examples are 401 case and iras .many employees offer a 401 programme or you can open an ira yourself.what you have an account you will have a little bit of your income to it on regular basis so the money you contribute over the years plus what it erans creats a fine that really does support you and your retirement .these accounts  are main for the life-savings so don't  plan on touching it until the retirement .to get an account started you will work with representatives to decide on the amount that you can contribute to the account with each paycheck  . this way you don't need to think about it ,your retirement account grow automatically as long as you have income .and some employees even offer to contribute to your account too,that's free retirement money that will by a lot of retirers .and remember you will have to pay tax on your income ,by contributing part of your income to a retirement account there's less as taxable with each paucheck

This post was generated by put listening repetition system,  Check the original dictation thread!
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jessiyear在 整理的原文错误很多啊
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wow, lots of new ones. more work for the weekend

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[Homework]【整理】2011-10-30&11-05 退休储蓄

One day, we all want to retire. After working from most of our lives, we imagine a time that we can stop working and have choices at how we spend our time. Because we are all living longer than ever before, it is going to take even more money to support our retirement. The secret to a financial secure retirement is to start saving now. This, the sving for retirement in planning   Let me to      to make our first point, Liss Simon, he and his wife for support their family and now they are retired. They are happy but feeling insecure about money, and they expected could put them in death. To help, Simon has a part time job at the harbor store. He prefer to be fishing and playing with his grandkids, but he doesn't have a choice.
Next, let's me carry   
Like Simon, she and her husband work to support their family and now they are retire.They live a relatively care-free life, they travelle, spent a lot of time with family and don't worry too much about money. But Simon and       had a long life     .Careline and her husband learned early in life that saving a little bit of money over a long time could make sure they retired comfortablely. This wasn't the case for Simon and his wife, they   saving too late.
To retire like Car, the first step is understanding how to save for retirement. The basic idear is to start saving now and save as much as possible over the long term. To start, you need to   to save it       retirement account.
Two examples are 401k's and ira's. Many employers offer a 401k programme or you can open an ira youself. Once you have an account, you have a little bit of your income to it on regular bases. So the money you contribute over the years plus what they earns creat a fund that you are ready to support your retirement. This account are meant for a life time of saving. So don't plan on touching it until retirement. To get on account started, your work with representative to the decide on the amount that you can contribute to the account with each paycheck.
This way, you don't have to think about it, your retirement account grow automatically as long as you have income.  And some employers even offer to contribute to your account too.  That is free retirement money, that would buy a lot of my time.
And remember, we have to pay tax on your income, by contributing part of your income to a retirement account, there is lesson    taxable with each paycheck. The money in this account is ususlly ...






This post was generated by put listening repetition system,  Check the original dictation thread!

[Homework]【整理】2011-10-30&11-05 退休储蓄

One day ,we all want to retire,After working for most of our lives, we are managing the time we can staff working and have choices and how we spend our time.Because we all live longer than ever before ,it is going to take even more money to suppord our retirement,the secret to a fancianly secure retiremen is to start saving now,this is saving for a retirment and planingsh-.Let me to retire raise to make the first point.This is Sirman,he and his wife are tash to suppord their family, and not retired ,they are happy,but feel  secured about money.And they expected the expends could put them to dead.to help ,s has a parttime job in the habour store.He prefered to be fishing , playing with gandkids ,but he is to have a choice .Next let me canrola,like S ,she and her husband,word to support their family ,and now ,they are retired.They live relatively care-free life, they travele,spend a lot time with family,and don't worry too much about money.But S and C have a long life ahead them ,but C and her husband learned earlier in life,that save a lot of big money over a long time ,can make sure they would retire comfortablely.This was the case for s and his wife,they are saving too late ,to retire like c,the first step is understanding how to save for retirement.The basic idea is to start saving now ,and save as much as possible over the long term.To start ,you need place to save it,itis called retirement account,and two examples are follow one case as I on aids.Many employers offer a one pay program,or you can open an iry youself.Once you have the account , you have a lot bit _ on the regular basis,so the money you can achieve over the years plus what the earned creats a fund that really support you and your retirment .This accounts are meant for a lifetime savings,so don't plan on touching in until your retirment.To get the account started ,you work is representative to decide on the ammount that you can contributed to the account with each paycheck,this way,you don't have to think about it,you are the retirment account goes on magically as long as you have income.And some emplyers ever offer to contribute to your account too, that is free retirement money , that will buy lot of my tipes, and remember , you have to pay tax on your income,by contibuting on you re ac ,there is less account  with each paycheck

This post was generated by put listening repetition system,  Check the original dictation thread!

[Homework]【整理】2011-10-30&11-05 退休储蓄

One day, we all want to retire.After working for most of our lives, we imagined a time that we can stop working and have choices how we spend our time.Because we are all living longer then ever before.It is going to take even more money to support our retirement.The secret to a financial secure retirement is to start saving now.this is saving for retirement in plan English.
Let's meet two retirees to make the first ponit.
This is Samon,he and his wife work hard to support their family, and now they were retired.they are happy but feeling secure about money.and they expect to spends could put them dead.To help, Samon had a part-time job, but hardware store, he prefer to be fishing and playing with his grandkids.But he does not have a choice.Next let me careline, Like Samon, she and her husband work to support their family and now they are retired.they deleberaletively care free life, they travel, spend a lot of time with family and do not worry too much about money.But Samon and careline have a long life head ... But Careline and her husband learnt early in life.That saving a little bit money over a long time could make sure that they retire comfortbly.This wasn't the case for Samon and his wife, they start saving too late. to retired Careline, the first step is understanding how to save retirement.the basic idea is to start saving now.and save as much as possible over the long term.To start, you need to plan to save it.It's usually called retirement account.and two examples are for one case adn Iras.Many employers offer a for one key program or you can open an area yourself.wanting to have incount, you had a little bit incount on regular bases.So the money you should be already years plus what they earns creates fun that's really to support your retiremnet.This account are meant for a life-time savings.So don't play on touch in until retirement.to get the account start, you work with representative to decide on the manut that you can contribute to the account with each payject.This way you don't have to think about it.You retirement account grows automatically as long as you have income.and some employers even ofter to contribute you account too.that free retirement money, they will buy a lot of my times.And remember, you have to pay checks on you income.Like intributing part of your income to your retiremnet account,there is less come with its taxes with each payject.

This post was generated by put listening repetition system,  Check the original dictation thread!
实现无障碍英语沟通

[Homework]【整理】2011-10-30&11-05 退休储蓄

one day we all want to retire, after working for most of our lives, we imagine times we can stop working and have choices how we spend our times. because we are all living longer than before. it takes even more money to support our retirement. the secret to a financial secured retirement is to start saving now. this is saving for retirement and planning ash.. let's meet two retirees to make our first point. this is simon. he and his wife are hatch for their family and now they retired. they are happy but feeling secured about money. and their expected expense could perceim to their dead. to help, simon has a part time job at the habour store. he plans to be fishing and playing with his grand kids. but he doesn't have a choice. next let's meet caroline. like simon, she and her husband worked for their family and now they are retired. they lived relatively carefully life. they travel, spend a lot of time with their family. and don't worry about the money. both simon and caroline has a long life ahead of them. but caroline and her husband learn it in earlier life. saving a lot of money for a long time could make them live more comfortably. this wasn't the case for simon and his wife. they start to saving too late. to retire like caroline, the first step is to understand how to save for retirement. the basic idea is to start save now and save as much as possibe over the long term. to start, you need a place to save it. it is used to be called retirement account. two examples are 401K and IRAs. many employers offers a 401k program. you can open an IRA yourself. once you have an account, you can have a little bit incomes on a regular basis. so the money you contribute over the years plus it earns create a fund and ready to support your retirement . these accounts are meant for a life time saving. so dont plan to touch it until your retirement. to get the account started, you worked with the representatives to decide the amount you can contribute to this account with each pay check, this way you donot have to think about it. your retirement account grows automatically as long as you have incomes. and some employer even offer to contribute to your account too. that  is free retirement money that will buy a lot of my ties. you have to pay tax on your income. by contributing part of yr income to yr retirement account there is less taxable incomes for your paycheck. the money in this account is usually invested in the stock
This post was generated by put listening repetition system,  Check the original dictation thread!
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本帖最后由 Iynne 于 2012-2-3 02:29 编辑

Homework

One day, we all want to retire. After working for most of our lives, we imagine a time when we can stop working, and have choices in how we spend our time. Because we’re all living longer than ever before, it’s going to take even more money to support our retirement. The secret to a financially secure retirement is to start saving now. This is Saving for Retirement in Plain English.

Let’s meet two retirees make our first point. This is Simon. He and his wife worked hard to support their family and now they’re retired. They are happy, but feel insecure about money. An unexpected expense could put them in debt. To help, Simon has a part-time job at a hardware store. He’d prefer to be fishing or playing with his grandkids, but he doesn’t have a choice.

Next, let’s meet Caroline. Like Simon, she and her husband worked to support their family and now they’re retired. They live a relatively carefree life. They travel, spend a lot of time with family, and don't worry too much about money.

Both Simon and Caroline have a long life ahead of them, but Caroline and her husband learned early in life that saving a little bit of money over a long time could make sure that they retire comfortably. This wasn’t the case for Simon and his wife. They started saving too late.

To retire like Caroline, the first step is understanding how to save for retirement. The basic idea is to start saving now and save as much as possible over the long term. To start, you’ll need a place to save it. It’s usually called a retirement account and two examples are 401-Ks and IRAs. Many employers offer a 401-K program, or you can open an IRA yourself. Once you have an account, you add a little bit of your income to it on a regular basis, so the money you contribute over the years plus what it earns creates a fund, that’s ready to support your retirement. These accounts are meant for a lifetime of savings, so don't plan on touching it until retirement.

To get an account started, you’ll work with a representative to decide on an amount that you can contribute to the account with each paycheck. This way you don't have to think about it. Your retirement account grows automatically as long as you have income. And some employers even offer to contribute to your account too. That's free retirement money that will buy a lot of maitais. And remember, you have to pay tax on your income. By contributing part of your income to a retirement account, there’s less income that’s taxable with each paycheck.

The money in these accounts is usually invested in the stock market like a normal investment, but retirement accounts are different. Here’s why. When you invest in stocks normally, they hopefully grow in value. Each year, you have to pay taxes on the money as it grows. That’s tax money that could be making you more money. Retirement accounts are designed to protect you from having to pay taxes on your money as it grows year after year. This way, your money can grow faster over the long term. Of course, you’ll still have to pay taxes, but most retirement accounts make it possible to delay paying taxes until you withdraw the money. But even considering these taxes, you’ve been able to build a fund that will support a long and comfortable retirement.
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One day, we all want to retire. After working for most of our lives, we imagine a time that we can stop working and have choices that how we spend our time. Because we are all living longer than ever before, it’s going to take even more money to support our retirement. The secret to a financially secure retirement is to start saving now. This is Saving for Retirement in Plain English.
Let’s meet two retirement * to make our first point. This is Simon. He and his wife were hard to support their family and now they’re retired. They’re happy, but feel insecure of money. Another unexpected expanse could put them in dead. To help, Simon has a part time job at a * store. He preferred to be fishing or playing with his grandkids, but he doesn’t have a choice. Next, let’s meet *. Like Simon, she and her husband worked to support their family and they’re retired. They live a relatively * life. They travel, spend a lot of time with family, and don’t worry too much about money. But Simon and * have a long life ahead them, but * and her husband learn to * life. That saving a lot bit of money over a long time could make sure that they were retired comfortably. This wasn’t the case for Simon and his wife. They started saving too late.
To retire like *, the first step is understanding how to save for retirement. The basic idea is to start saving now and save as much as possible over the long term. To start, you need a place to save it. It’s usually called retirement account, and two examples are 401-Ks and IRAs. Many employers offer a 401-K program, or you can open an IRA yourself. What you have in an account? You have a lot bit of income to our unregular basis. So the money you contribute over the years plus what it earns creates a fund that’s ready to support your retirement. These accounts are meant for a life time of savings, so don’t plan on touching it until over retirement.
To get accounts started, you work with representative to decide on the amount that you can contribute to the account with each pay check. This way, you don’t have to think about it. Your retirement account grows automatically as long as you have income, and some employers even offer to contribute to your account, too. That’s free retirement money, that would buy a lot of my *. And remember, you have to pay tax on your income. By contributing part of your income to over retirement account, there is lesson come as tax ball with each pay check. The money in these accounts is usually invested in * market like a normal investment, but retirement accounts are different. Here is why. When you invest in * normally, they hopefully grow in value. Each year, you have to pay tax on the money as it grows. That’s tax money that could be making you more money. Retirement accounts are designed to protect you from having to pay tax on your money as it grows year after year. This way, your money can grow faster over the long term. Of course, you still have to pay tax, but most of retirement accounts make it possible to delay paying tax until you withdraw the money. But even considering these taxes, you’ve been able to build a fund that also supports a long and comfortable retirement.

[Homework]【整理】2011-10-30&11-05 退休储蓄

One day we all want to retire,after working for most of our lifes,we image the time that we can stop working,and have choices in how we spend our time.because we are all living longer than ever before,it`s going to take even more money to support our retirement.The secret to a financially secure retirement is to start saving now.This is saving for retirement in plain English.Let's me two retirees to make a first point.This is Sam.He and his wife *support their family and now they retired.They are happy,but feeling insecure about money.And a expected expense could put them in debt.To help,Sam has a part-time about a hardware store.He prefer to be fishing or playing with his grandkids,but he doesn't have a choice.Next,let me Carrolia,like Sam,she and husband work to support their family and now they retired they live a relatively carefree life:they travel,spend a lot of time with family and don't worry too much about money.Both Sam and Carrolia have a long life ahead of them,but Carrolia and her husband learned early in life that saving a little bit of money over a long time could make sure they will retire comfortablely.This wasn't the case for Sam and his wife.They strat saving too late. To retire like Carrolia,the first step is understanding how to save for retirement.The basic idea is to start saving now and save as much as possible over the long term.To start,you need a place to save it.It usually called a retirement account and two examples are 401Ks and IRAs.Many employers offer a 401Ks program,or you can open an IRA yourself.Once you having an account,you have a little bit of income on regular basis,so the money you contribute over the years plus what it earns create a fund that ready to support your retirement.This accounts are main for a life time savings,so don't plan on touching it until the retirement.To get the account strated,you work with represetitive to deecide on the amount that you can contribute to the account with each paycheck.This way ,you don't have to think about it,your retirement account grows automatically as long as you have income,and some employer even offer to contribute to your account too.That's free retirement money there were by a lot of my tex,and remember you have to pay tex on your income by contributing part of income to a retirement account there's less income is texable with paycheck.The money in this account is usually invested the stock.

This post was generated by put listening repetition system,  Check the original dictation thread!
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[Homework]【整理】2011-10-30&11-05 退休储蓄

One day,we all want to retire.After working for most of our lives,we imagine a time that we can stop working and have choices on how we spend our time.Because we are all living longer than ever before.It's going to take even more money to support our retirement.The secret to a finacially secret retirement is to star saving now.This is saving for retirement in Plain English.
Let's meet ____ retire _____ to make a first point.This is Simon.He and his wife were hard to support their family another retire.They are happy but few secure about money.Another expected spends could put them in dead.To help,Simon has a part time job in Harvard store.He prefered to be fishing and play with his ___ kids.But he doesn't have a choice.Next,let's meet caroline.Like Simon,she and her husband worked to support their family and now they retired.They lived a ralatively carefury life.They travle,spend a lot of time with family,and don't worry too much about money.But Simon and caroline have a long life for ___.But caroline and her husband learn early in life,that's savin a little bit of money over a long time.,make sure that they retired comfortablely.This wasn't a case for Simon and his wife.They started to save too late.
To retire like caroline,the first step is understanding how to save for retirement.The basic idea is to start saving now and save as much as possible over the long term.To start,you need a place to save it.It ____ called retirement account.Two examples are 401K and IRA.Many employers offer a 401K program or you can open an IRA yourself.What you have in account?You have a little bit of your incount to your regular bases.So the money you contribute over the years plus what they earns.___ it's a fun.That's really what they support your retirement.Easy counts are ___ for a life time _____,so don't plain on touching it until retirement.To get the account started,you worked with representative to decide on that amount that you can contribute to the incount with each pay check.This way,you don't have to think about it,your retirement raise automatically as long as you have incount.And some employers even offer to contribute to your account,too.That's free retirement money.They will buy a lot of my tax.And remember,you have to pay tax on your incount.Like contributing ___ income to retirement account,there's less income as taxable with each pay check.

This post was generated by put listening repetition system,  Check the original dictation thread!
One day,we all want to retire.After working for most of our lives,we imagine a time that we can stop working and have choices on how we spend our time.Because we are all living longer than ever before.It's going to take even more money to support our retirement.The secret to a finacially secret retirement is to star saving now.This is saving for retirement in Plain English.

Let's meet ____ retire _____ to make a first point.This is Simon.He and his wife were hard to support their family another retire.They are happy but few secure about money.Another expected spends could put them in dead.To help,Simon has a part time job in Harvard store.He prefered to be fishing and play with his ___ kids.But he doesn't have a choice.Next,let's meet caroline.Like Simon,she and her husband worked to support their family and now they retired.They lived a ralatively carefury life.They travle,spend a lot of time with family,and don't worry too much about money.But Simon and caroline have a long life for ___.But caroline and her husband learn early in life,that's savin a little bit of money over a long time.,make sure that they retired comfortablely.This wasn't a case for Simon and his wife.They started to save too late.

To retire like caroline,the first step is understanding how to save for retirement.The basic idea is to start saving now and save as much as possible over the long term.To start,you need a place to save it.It ____ called retirement account.Two examples are 401K and IRA.Many employers offer a 401K program or you can open an IRA yourself.What you have in account?You have a little bit of your incount to your regular bases.So the money you contribute over the years plus what they earns.___ it's a fun.That's really what they support your retirement.Easy counts are ___ for a life time _____,so don't plain on touching it until retirement.To get the account started,you worked with representative to decide on that amount that you can contribute to the incount with each pay check.This way,you don't have to think about it,your retirement raise automatically as long as you have incount.And some employers even offer to contribute to your account,too.That's free retirement money.They will buy a lot of my tax.And remember,you have to pay tax on your incount.Like contributing ___ income to retirement account,there's less income as taxable with each pay check.
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One day,we all want to retire.After working for most of our lives,we imagine a time that we can stop working and have choices on how we spend our time.Because we are all living longer than ever before.It's going to take even more money to support our retirement.The secret to a finacially secret retirement is to star saving now.This is saving for retirement in Plain English.

Let's meet ____ retire _____ to make a first point.This is Simon.He and his wife were hard to support their family another retire.They are happy but few secure about money.Another expected spends could put them in dead.To help,Simon has a part time job in Harvard store.He prefered to be fishing and play with his ___ kids.But he doesn't have a choice.Next,let's meet caroline.Like Simon,she and her husband worked to support their family and now they retired.They lived a ralatively carefury life.They travle,spend a lot of time with family,and don't worry too much about money.But Simon and caroline have a long life for ___.But caroline and her husband learn early in life,that's savin a little bit of money over a long time.,make sure that they retired comfortablely.This wasn't a case for Simon and his wife.They started to save too late.

To retire like caroline,the first step is understanding how to save for retirement.The basic idea is to start saving now and save as much as possible over the long term.To start,you need a place to save it.It ____ called retirement account.Two examples are 401K and IRA.Many employers offer a 401K program or you can open an IRA yourself.What you have in account?You have a little bit of your incount to your regular bases.So the money you contribute over the years plus what they earns.___ it's a fun.That's really what they support your retirement.Easy counts are ___ for a life time _____,so don't plain on touching it until retirement.To get the account started,you worked with representative to decide on that amount that you can contribute to the incount with each pay check.This way,you don't have to think about it,your retirement raise automatically as long as you have incount.And some employers even offer to contribute to your account,too.That's free retirement money.They will buy a lot of my tax.And remember,you have to pay tax on your incount.Like contributing ___ income to retirement account,there's less income as taxable with each pay check.
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